Seminole County property record for 4860 Brook Spring Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,214 sqft · built 2013 |
| Owner | Individual Name on Record |
| Last Sale | $653,000 (May 2020) |
| Tax Bill | $7,102 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-21-31-517-0000-0020 |
| Primary APN | 19-21-31-517-0000-0020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,214 sqft Living Area |
| 1st Floor Area | 1,882 sqft |
| 2nd Floor Area | 2,332 sqft |
| Upper Floors Area | 2,332 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Garage Area | 818 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Porch |
| Porch Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4860 BROOK SPRING CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BROOKS COVE PB 77 PGS 32 - 34 |
| Legal Section | 19 |
| Legal Subdivision | BROOKS COVE |
| Legal Tract | 517 |
| Legal Lot Number | 2 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21318 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4860 BROOK SPRING CT, OVIEDO, FL 32765-8610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Feb 12, 2019 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| May 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Prior Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 0096091397 |
| Deed Book / Page | 9609 / 1397 |
| Last Transfer Date | Feb 1, 2024 |
| Transfer Doc | 0105740059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 1, 2024 |
| Property Address | 4860 BROOK SPRING CT, OVIEDO, FL 32765-8610 |
| Document Number | 0105740059 |
| Book / Page | 10574 / 59 |
| Map Reference | MB 77 PG 32-34 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024009833 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4860 BROOK SPRING CT, OVIEDO, FL 32765-8610 |
| Name | Verified Name |
|---|---|
| Address | 4860 BROOK SPRING CT, OVIEDO, FL 32765-8610 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 27, 2020 |
| Property Address | 4860 BROOK SPRING CT, OVIEDO, FL 32765-8610 |
| Document Number | 0096091397 |
| Book / Page | 9609 / 1397 |
| Map Reference | MB 77 PG 32-34 |
| Instrument Date | May 26, 2020 |
| Instrument | 2020054151 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ORLANDO TTL PROFESSIONALS LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,571.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 GLENCOVE AVE NW, 781, MELBOURNE, FL 32907-7034 |
| Name | Verified Name |
|---|---|
| Address | 3004 KANANWOOD CT STE 140, 140, OVIEDO, FL 32765-8742 |
| Document Number | 0096091399 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 9609/1399 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.65% |
| Index | 1-Year LIBOR |
| Max Rate | 7.65% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 4860 BROOK SPRING CT, OVIEDO, FL 32765-8610 |
| Document Number | 0093021295 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4860 BROOK SPRING CT OVIEDO FL 327658610, OVIEDO, FL 32765-8610 |
| Document Number | 0093021295 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 009302/001295 |
| Instrument | 19192 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 21, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 21, 2018 |
| Property Address | 4860 BROOK SPRING CT, OVIEDO, FL 32765-8610 |
| Document Number | 0091360656 |
| Book / Page | 009136 / 000656 |
| Instrument Date | May 14, 2018 |
| Instrument | 57227 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4860 BROOK SPRING CT OVIEDO FL 327658610, OVIEDO, FL 32765-8610 |
| Document Number | 91360657 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 009136/000657 |
| Instrument | 57228 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,102.00 (+7.48%) Homeowner's exemption | $544,309 (+5.99%) | $828,195 (+4.66%) Land $150,000 Building $678,195 |
| 2023 | $6,608.00 (+2.43%) Homeowner's exemption | $513,562 (+3%) | $791,352 (+0.76%) Land $150,000 Building $641,352 |
| 2022 | $6,451.00 Homeowner's exemption | $498,604 | $785,352 Land $150,000 Building $635,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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