St. Louis County property record for 4860 Breezy Point Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,192 sqft · built 1948 |
| Owner | Individual Name on Record |
| Last Sale | $153,921 (Sep 2024) |
| Tax Bill | $4,684 (2025) |
| Deeds & Mortgages | Jan 2025 Construction Loan Sep 2024 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-6000-00530 |
| Primary APN | 365-6000-00530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,192 sqft Gross Area |
| Gross Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Garage Area | 3,560 sqft |
| Cabin | 117 sqft |
|---|---|
| Storage Building | 80 sqft |
| Boat House | 209 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1155129 |
|---|---|
| Street Address | 4860 BREEZY POINT RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49, BLOCK 2; AND THOSE PARTS OF LOTS 47AND 48, BLOCK 2, LYING WESTERLY OF THEFOLLOWING DESCRIBED LINE: COMMENCING AT |
| Legal Range | 15 |
| Legal Township | 52 |
| Legal Section | 01 |
| Legal Subdivision | MINNESOTA POWER LEASE SITES |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FREDENBERG |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10602 |
Source: St. Louis County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5019 THOMPSON RD, HERMANTOWN, MN 55811-3717 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2025 | Deed of Trust, Mortgage · Construction Mortgage BELL BANK |
| Sep 10, 2024 | Limited Warranty Deed, Transfer · Line of Credit BELL BANK |
| Aug 23, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on Record |
| Deed Sale | Sep 10, 2024 · Amount on Record |
| Prior Sale | Aug 23, 2024 |
| Deed Document Number | 1495115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4860 BREEZY POINT RD, DULUTH, MN 55803-9211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3795 PINTO DR, MEDINA, MN 55340-9365 |
| Document Number | 0001502923 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 1502923 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 27, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 10, 2024 |
| Property Address | 4860 BREEZY POINT RD, DULUTH, MN 55803-9211 |
| Document Number | 0001495115 |
| Instrument Date | Sep 4, 2024 |
| Instrument | 1495115 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $507.94 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3795 PINTO DR, MEDINA, MN 55340-9365 |
| Document Number | 0001495116 |
|---|---|
| Date | Sep 10, 2024 |
| Instrument | 1495116 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 79 Months |
| Due | Apr 2, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 23, 2024 |
| Property Address | 4860 BREEZY POINT RD, DULUTH, MN 55803-9211 |
| Document Number | 0001494156 |
| Instrument Date | Aug 22, 2024 |
| Instrument | 1494156 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 W SUPERIOR ST, DULUTH, MN 55802-2191 |
| Investor | Possibly a Property Investor |
Source: St. Louis County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,684.00 (+2.63%) | ||
| 2024 | $4,564.00 | $465,200 (+5.06%) Land $184,200 Building $281,000 | $465,200 (+5.06%) Land $184,200 Building $281,000 |
| 2022 | $442,800 Land $174,900 Building $267,900 | $442,800 Land $174,900 Building $267,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
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