Orange County property record for 486 Wrangler Rd, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,278 sqft · built 2019 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $780,000 (Jan 2026) |
| Tax Bill | $5,646 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Jan 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-22-27-7660-00-130 |
| Primary APN | 26-22-27-7660-00-130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,278 sqft Living Area |
| Gross Area | 3,301 sqft |
| 1st Floor Area | 2,278 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,375 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 323 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 486 WRANGLER RD |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-6554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ROPER RESERVE 89/145 LOT 13 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 26 |
| Legal Subdivision | ROPER RESERVE |
| Legal Tract | 7660 |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 17118 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2820 SOUTHSIDE DR, 7204, OCOEE, FL 34761-4294 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 2, 2025 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jan 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI ENVOY MTG |
| Aug 10, 2020 | Correction Deed, Transfer AMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO |
| Apr 1, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Apr 1, 2019 · Amount on Record |
| Deed Document Number | 202653777 |
| Prior Transfer Date | Mar 11, 2020 |
| Prior Transfer Doc | 0000420814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 486 WRANGLER RD, WINTER GARDEN, FL 34787-6554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 486 WRANGLER RD, WINTER GARDEN, FL 34787-6554 |
| Document Number | 0000001160 |
|---|---|
| Date | Jan 2, 2025 |
| Instrument | 20250001160 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 29, 2026 |
| Property Address | 486 WRANGLER RD, WINTER GARDEN, FL 34787-6554 |
| Document Number | 0000053777 |
| Map Reference | MB 89 PG 145 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 20260053777 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, W PARK NATL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 486 WRANGLER RD, WINTER GARDEN, FL 34787-6554 |
| Name | Verified Name |
|---|---|
| Address | 2820 SOUTHSIDE DR APT 7204, 7204, OCOEE, FL 34761-4294 |
| Document Number | 0000053778 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 20260053778 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 486 WRANGLER RD, WINTER GARDEN, FL 34787-6554 |
| Document Number | 0000003523 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | FIRST INT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 486 WRANGLER RD WINTER GARDEN FL 347876554, WINTER GARDEN, FL 34787-6554 |
| Document Number | 0000003523 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 3523 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 10, 2020 |
| Property Address | 486 WRANGLER RD, WINTER GARDEN, FL 34787-6554 |
| Document Number | 0000420814 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 420814 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | AMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 486 WRANGLER RD WINTER GARDEN FL 347876554, WINTER GARDEN, FL 34787-6554 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 1, 2019 |
| Property Address | 486 WRANGLER RD, WINTER GARDEN, FL 34787-6554 |
| Document Number | 0000193862 |
| Map Reference | MB 89 PG 145 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 20190193862 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | AMERICAN HOME T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,089.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 WELLS RD # RDA-105, 1560, ORANGE PARK, FL 32073-6780 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 486 WRANGLER RD, WINTER GARDEN, FL 34787-6554 |
| Document Number | 0000193863 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 20190193863 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,535 (+2.7%) | $604,150 (-1.21%) Land $150,000 Building $454,150 | |
| 2025 | $5,646.00 (+5.24%) Homeowner's exemption | $387,084 (+5.99%) | $611,560 (+12.86%) Land $150,000 Building $461,560 |
| 2024 | $5,365.00 (+3.67%) | ||
| 2023 | $5,175.00 (+2.99%) Homeowner's exemption | $365,218 (+3%) | $541,895 (+11.85%) Land $150,000 Building $391,895 |
| 2022 | $5,025.00 Homeowner's exemption | $354,581 | $484,472 Land $150,000 Building $334,472 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures