486 Westgate Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 486 Westgate Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1983
Lot Size	0.035 acres (1,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,000 (Oct 2020)
Tax Bill	$9,605 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00411-0000-00005-03-C0486`

Property Details

APN / Parcel Number

Primary APN	`05-00411-0000-00005-03-C0486`
Alternative APNs	`0500411000000005 M3 C0486` `00011214`

Interior

Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	1,542 sqft (0.035 acres)

Location & Zoning

Account Number	00011214
Street Address	486 WESTGATE DR
City	EDISON
State	NJ
Zip	08820-1174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	WESTGATE SQUARE UNIT 486
Legal Subdivision	WESTGATE SQUARE
Legal Block	411
Legal Lot Number	5.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1000
Census Tract	1412

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	486 WESTGATE DR, EDISON, NJ 08820-1174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
May 28, 2019	Deed of Trust, Mortgage QUICKEN LNS
Nov 26, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Jan 24, 2017	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	2020101401
Deed Book / Page	18082 / 95
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 19, 2020
Property Address	486 WESTGATE DR, EDISON, NJ 08820-1174
Document Number	2020101401
Book / Page	18082 / 95
Map Reference	MB 17712 PG 1383
Instrument Date	Oct 13, 2020
Instrument	2020101401
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,349.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 WESTGATE DR, 486, EDISON, NJ 08820-1174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 WESTGATE DRIVE # 486, 486, EDISON TOWNSHIP, NJ

Mortgage

Document Number	2020101402
Date	Oct 19, 2020
Instrument	2020101402

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	486 WESTGATE DR, EDISON, NJ 08820-1174
Document Number	0000042357
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	GREATER NJ TITLE AGENCY, GREATER NJ TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	486 WESTGATE DR EDISON NJ 088201174, EDISON, NJ 08820-1174

Mortgage

Document Number	0000042357
Date	Jun 5, 2019
Book Page	017516/000318
Instrument	42357

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2039

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 26, 2018
Property Address	486 WESTGATE DR, EDISON, NJ 08820-1174
Document Number	0000100294
Book / Page	017357 / 000060
Instrument Date	Nov 1, 2018
Instrument	100294
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	TITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	486 WESLGATE DR EDISON NJ 08820, EDISON, NJ 08820

Mortgage

Document Number	100295
Date	Nov 26, 2018
Book Page	017357/000065
Instrument	100295

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 24, 2017
Property Address	486 WESTGATE DR, EDISON, NJ 08820-1174
Document Number	0000001824
Book / Page	006927 / 000319
Instrument Date	Dec 9, 2016
Instrument	1824
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	486 WESTGATE DR EDISON NJ 088201174, EDISON, NJ 08820-1174

Mortgage

Document Number	2627
Date	Jan 24, 2017
Book Page	016642/000830
Instrument	2627

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,400 (-) Land $75,000 Building $86,400	$161,400 (-) Land $75,000 Building $86,400
2025	$9,605.00 (+3.83%)	$161,400 (-) Land $75,000 Building $86,400	$161,400 (-) Land $75,000 Building $86,400
2024	$9,251.00 (+0.48%)
2023		$161,400 Land $75,000 Building $86,400	$161,400 Land $75,000 Building $86,400
2022	$9,207.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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