Cambria County property record for 486 Waterfall Dr, Johnstown, PA 15906
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $455 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-003.-167.000 |
| Primary APN | 40-003.-167.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 65,340 sqft (1.5 acres) |
|---|
| Street Address | 486 WATERFALL DR |
|---|---|
| City | JOHNSTOWN |
| State | PA |
| Zip | 15906-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H OB |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | MIDDLE TAYLOR |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 10100 |
486 Waterfall Dr is owned and occupied by an individual who acquired it in February 1981.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 486 WATERFALL DR, JOHNSTOWN, PA 15906-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed, Transfer · Conventional Mortgage AMERISERV FINANCIAL BANK |
| Dec 3, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1981 |
| Deed Sale | Feb 1, 1981 |
| Deed Book / Page | 1077 / 528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Dec 26, 2025 |
| Property Address | 486 WATERFALL DR, JOHNSTOWN, PA 15906-3817 |
| Document Number | 202500012492 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2025-00012492 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | EAM SETTLEMENT SERVICES, PEAK SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 WATERFALL DR, JOHNSTOWN, PA 15906-3817 |
| Document Number | 202500012493 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025-00012493 |
| Name | AMERISERV FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Dec 3, 2024 |
| Property Address | 486 WATERFALL DR, JOHNSTOWN, PA 15906-3817 |
| Document Number | 202400011165 |
| Instrument Date | Nov 19, 2024 |
| Instrument | 2024-00011165 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 WATERFALL DR, JOHNSTOWN, PA 15906-3817 |
The 2026 property tax bill for 486 Waterfall Dr was $455.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Middle Taylor Township |
| Unified School District | Ferndale Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455.00 | $10,070 (-) Land $1,550 Building $8,520 | |
| 2025 | $455.00 (-68.11%) | $10,070 (-) Land $1,550 Building $8,520 | |
| 2024 | $1,427.00 | $10,070 Land $1,550 Building $8,520 | |
| 1972 | $10,070 Land $1,550 Building $8,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 Waterfall Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1979–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 Waterfall Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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