486 W Scott Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 486 W Scott Ave, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,239 sqft · built 1996
Lot Size	0.135 acres (5,924 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Feb 2019)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2023 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`310-05-612`

Property Details

APN / Parcel Number

Primary APN	`310-05-612`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,239 sqft Living Area
1st Floor Area	993 sqft
2nd Floor Area	1,246 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,924 sqft (0.135 acres)
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	486 W SCOTT AVE
City	GILBERT
State	AZ
Zip	85233-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	SILVERHAWKE 2 MCR 402-45
Legal Range	05E
Legal Township	01S
Legal Section	01
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SILVERHAWKE 2
Legal Lot Number	455
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2009
Census Tract	422308

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	486 W SCOTT AVE, GILBERT, AZ 85233-3272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC
Feb 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA FCU
Jun 29, 2020	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC
Feb 27, 2019	Warranty Deed, Transfer · FHA Mortgage STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Feb 15, 2005
Deed Document Number	20190133601
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	486 W SCOTT AVE, GILBERT, AZ 85233-3272
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 W SCOTT AVE, GILBERT, AZ 85233-3272

Mortgage

Document Number	0001037295
Date	Sep 27, 2021
Instrument	20211037295

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	486 W SCOTT AVE, GILBERT, AZ 85233-3272
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090538
Date	Feb 23, 2023
Instrument	20230090538

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 9, 2043

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	486 W SCOTT AVE, GILBERT, AZ 85233-3272
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000571137
Date	Jun 29, 2020
Instrument	20200571137

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45242

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 27, 2019
Property Address	486 W SCOTT AVE, GILBERT, AZ 85233-3272
Document Number	0000133601
Map Reference	DOC1996-0206116
Instrument Date	Feb 25, 2019
Instrument	20190133601
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	371 W ALOE PL, 371, CHANDLER, AZ 85248-4506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	486 W SCOTT AVE, GILBERT, AZ 85233-3272

Mortgage

Document Number	0000133602
Date	Feb 27, 2019
Instrument	20190133602

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,860 (-2.22%)	$448,600 (-2.22%) Land $89,700 Building $358,900
2025	$1,782.00 (-3.68%)
2024		$45,880	$458,800 Land $91,700 Building $367,100
2023	$1,850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks, Verizon.

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