486 W 120 N, Orem, UT 84057 Property Records

Utah County property record for 486 W 120 N, Orem, UT 84057

Property Summary

Property Type	Townhouse
Details	4 bd · 2.75 ba · 1,283 sqft · built 1987
Lot Size	0.01 acres (436 sqft)
Owner	2 Trust Names on File
Last Sale	$542,640 (Jun 2026)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-118-0002`

Property Details

APN / Parcel Number

Primary APN	`45-118-0002`
Alternative APN	`063036`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,283 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	1,283 sqft
Basement Area	1,275 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	436 sqft (0.01 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	063036
Street Address	486 W 120 N
City	OREM
State	UT
Zip	84057-1939
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 2, PHASE I, LAKECREST IV PUD
Legal Subdivision	PHASE I, LAKECREST IV PUD
Legal Phase	1
Legal Unit	2
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1009
Census Tract	804

Owner

486 W 120 N, a townhouse, is owner-occupied and held in a trust since June 2026.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	486 W 120 N, OREM, UT 84057-1939
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Affidavit of Death of Trustee, Transfer
Jun 11, 2026	Warranty Deed, Transfer · Balloon Mortgage MOUNTAIN AMERICA FEDERAL CREDIT UNION
Oct 6, 2025	Intrafamily Transfer, Transfer
Oct 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage INTERCAP LENDING
Nov 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	202648551
Prior Transfer Date	Oct 26, 2020
Prior Transfer Doc	0000178203
Record Updated	Oct 29, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2026
Property Address	486 W 120 N, OREM, UT 84057-1939
Document Number	0000048550
Instrument Date	Jun 11, 2026
Instrument	202648550
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	486 W 120 N, OREM, UT 84057-1939
Investor	Possibly a Property Investor

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2026
Property Address	486 W 120 N, OREM, UT 84057-1939
Document Number	0000048551
Instrument Date	Jun 10, 2026
Instrument	202648551
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	UNION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	486 W 120 N, OREM, UT 84057-1939

Mortgage

Document Number	0000048569,
Date	Jun 11, 2026
Instrument	202648569

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Balloon
Rate	5.64%
Initial Type	Balloon
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 6, 2025
Property Address	486 W 120 N, OREM, UT 84057-1939
Document Number	0000077145
Map Reference	35967 MB 2454 PG 634
Instrument Date	Sep 30, 2025
Instrument	77145:2025
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	486 W 120 N, OREM, UT 84057-1939

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 30, 2020
Property Address	486 W 120 N, OREM, UT 84057-1939
Document Number	0000171801
Map Reference	35967 MB2454 PG634
Instrument Date	Oct 26, 2020
Instrument	171801:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TITLE GUARANTEE RIVER PARK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 W 120 N, OREM, UT 84057-1939

Mortgage

Document Number	0000171802
Date	Oct 30, 2020
Instrument	171802:2020

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Nov 10, 2020
Property Address	486 W 120 N, OREM, UT 84057-1939
Document Number	0000178203
Instrument Date	Oct 26, 2020
Instrument	178203
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	486 W 120 N OREM UT 840571939, OREM, UT 84057-1939

Tax Assessment & Valuation

The 2025 property tax bill for 486 W 120 N was $1,854, down 1.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,510 (+1.18%)	$428,200 (+1.18%) Land $83,700 Building $344,500
2025	$1,854.00 (-1.12%)	$232,760	$423,200 Land $83,700 Building $339,500
2024	$1,875.00 (+1.13%)
2023	$1,854.00 (+2.37%)	$243,760	$443,200 Land $79,700 Building $363,500
2022	$1,811.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 486 W 120 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 W 120 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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