486 Tiger Valley Rd, Washington, VA 22747 Property Records

Rappahannock County property record for 486 Tiger Valley Rd, Washington, VA 22747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,054 sqft · built 2004
Lot Size	1.09 acres (47,698 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2023)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	May 2024 Mortgage Jan 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`29 33`

Property Details

APN / Parcel Number

Primary APN	`29 33`
Alternative APNs	`0 29 33` `2700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,054 sqft Total Area
Gross Area	4,185 sqft
1st Floor Area	1,728 sqft
Basement Area	821 sqft
Finished Basement	821 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,698 sqft (1.09 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	774 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	2700
Street Address	486 TIGER VALLEY RD
City	WASHINGTON
State	VA
Zip	22747-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.095 ACS 2023 #683 ROS 2020 #1273 2021 #1534 2005 #256 2015 #1172
Legal Subdivision	CURRY T GUINN JR CLS
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1004
Census Tract	950200

Owner

486 Tiger Valley Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Rappahannock County records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Sep 5, 2023	Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE
Nov 5, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR
Feb 8, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Nov 5, 2021 · Amount on File
Deed Document Number	2023683
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942

Mortgage

Document Number	0000000354
Date	May 21, 2024
Instrument	240000354

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	233 Months
Due	Oct 1, 2043

Interest

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000079
Date	Jan 27, 2023
Instrument	230000079

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Sep 5, 2023
Property Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942
Document Number	0000000683
Map Reference	MB 113 PG 500
Instrument Date	Aug 30, 2023
Instrument	230000683
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, COTRERT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942

Mortgage

Document Number	0000000684
Date	Sep 5, 2023
Instrument	230000684

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2043

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Nov 5, 2021
Property Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942
Document Number	0000001534
Instrument Date	Nov 3, 2021
Instrument	210001534
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942

Mortgage

Document Number	0000001535
Date	Nov 5, 2021
Instrument	210001535

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Oct 30, 2020
Property Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942
Document Number	200001273
Instrument Date	Oct 28, 2020
Instrument	1273
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 TIGER VALLEY RD WASHINGTON VA 227471942, WASHINGTON, VA 22747-1942

Mortgage

Document Number	200001274
Date	Oct 30, 2020
Instrument	1274

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942
Document Number	170000789
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000789
Date	Aug 22, 2017
Instrument	789

Lender

Name	UNION BK&TR
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	486 TIGER VALLEY RD, WASHINGTON, VA 22747-1942
Document Number	170000179
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	486 TIGER VALLEY RD WASHINGTON VA 227471942, WASHINGTON, VA 22747-1942

Mortgage

Document Number	170000179
Date	Feb 21, 2017
Instrument	179

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 486 Tiger Valley Rd was $3,007.

Source: Rappahannock County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,007.00	$477,400 Land $100,000 Building $377,400	$477,400 Land $100,000 Building $377,400
2023	$2,912.00 (+1.68%)	$477,400 (-) Land $100,000 Building $377,400	$477,400 (-) Land $100,000 Building $377,400
2022	$2,864.00	$477,400 Land $100,000 Building $377,400	$477,400 Land $100,000 Building $377,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Tiger Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Tiger Valley Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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