Cecil County property record for 486 Springhill Rd, Rising Sun, MD 21911
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,656 sqft · built 2015 |
| Lot Size | 2.33 acres (101,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,177 (Dec 2015) |
| Tax Bill | $4,799 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-050220 |
| Primary APN | 06-050220 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Total Area |
| Basement Area | 834 sqft |
| Finished Basement | 834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 101,495 sqft (2.33 acres) |
| Garage Type | Mixed |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 050220 |
|---|---|
| Street Address | 486 SPRINGHILL RD |
| City | RISING SUN |
| State | MD |
| Zip | 21911-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAR |
| Legal Description | LOT 19 - 2.335 ACRES 486 SPRING HILL ROAD SPRINGHILL |
| Legal Subdivision | THE LANDS OF SPRINGHILL |
| Legal Lot Number | 19 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 6, RISING SUN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31302 |
486 Springhill Rd is owned and occupied by two individuals who bought it in December 2015.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 486 SPRINGHILL RD, RISING SUN, MD 21911-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 27, 2019 | Loan Modification, Mortgage · Line of Credit CHESAPEAKE BK/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2015 · Amount on File |
| Deed Sale | Dec 17, 2015 · Amount on File |
| Prior Sale | Jul 16, 2015 · Amount on File |
| Deed Book / Page | 3822 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 486 SPRINGHILL RD, RISING SUN, MD 21911-1539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 486 SPRINGHILL RD, RISING SUN, MD 21911-1539 |
| Document Number | 0051000044 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 5100/44 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2042 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 27, 2019 |
| Property Address | 486 SPRINGHILL RD, RISING SUN, MD 21911-1539 |
| Document Number | 0044240025 |
| Book / Page | 004424 / 000025 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | MID ATLANTIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2205 COMMERCE RD #A FOREST HILL MD 210502576, A, FOREST HILL, MD 21050-2576 |
| Document Number | 44240025 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 004424/000025 |
| Name | CHESAPEAKE BK/MD |
|---|---|
| Type | Bank |
| Address | 2001 E JOPPA RD, BALTIMORE, MD 21234-2801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 486 Springhill Rd was $4,799 with a homeowner's exemption, up 3% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,799.00 (+3%) Homeowner's exemption | $539,767 | $579,100 Land $91,300 Building $487,800 |
| 2025 | $4,659.00 Homeowner's exemption | ||
| 2023 | $3,633.00 Homeowner's exemption | $465,567 | $520,100 Land $91,300 Building $428,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 Springhill Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 Springhill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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