486 Spindrift Trl, Corolla, NC 27927 Property Records

Currituck County property record for 486 Spindrift Trl, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,276 sqft · built 1995
Lot Size	0.93 acres (40,602 sqft)
Owner	2 Trust Names on File
Last Sale	$1,050,000 (Jan 2021)
Tax Bill	$6,747 (2025)
Deeds & Mortgages	Apr 2024 Sale Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9943-46-6495`

Property Details

APN / Parcel Number

Primary APN	`9943-46-6495`
Alternative APNs	`127A00000070000` `000157745` `000170180` `9943-46`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,276 sqft Living Area
Basement Area	276 sqft
Finished Basement	140 sqft
Unfinished Basement	136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,602 sqft (0.93 acres)
Lot Depth	23.7 ft Depth
Pool Area	416 sqft
Patio Area	961 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000170180
Street Address	486 SPINDRIFT TRL
City	COROLLA
State	NC
Zip	27927-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 7 SPINDRIFT
Legal Subdivision	SPINDRIFT
Legal Lot Number	7
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Owner

486 Spindrift Trl is held in a trust since February 2024.

Source: Currituck County records, as of December 2, 2025

Owner of Record	2 Trust Names on File
Mailing Address	21886 HYDE PARK DR, ASHBURN, VA 20147-6911
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 20, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Jan 25, 2013 · Amount on File
Deed Document Number	2021359872
Deed Book / Page	1593 / 186
Last Transfer Date	Feb 28, 2024
Transfer Doc	0017650751
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 1, 2024
Property Address	486 SPINDRIFT TRL, COROLLA, NC 27927-9687
Document Number	0017650751
Book / Page	1765 / 751
Map Reference	CAB B SL 130
Instrument Date	Feb 28, 2024
Instrument	388271
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21886 HYDE PARK DR, ASHBURN, VA 20147-6911

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	486 SPINDRIFT TRL, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015040306
Date	Oct 24, 2019
Book Page	1504/306
Instrument	346526

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jan 20, 2021
Property Address	486 SPINDRIFT TRL, COROLLA, NC 27927-9687
Document Number	0015930186
Book / Page	1593 / 186
Map Reference	CAB B SL 128-130
Instrument Date	Jan 14, 2021
Instrument	359872
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	278 KEMP RD, BARTO, PA 19504-9115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21886 HYDE PARK DR, ASHBURN, VA 20147-6911

Mortgage

Document Number	0000359873
Date	Jan 20, 2021
Instrument	359873

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 486 Spindrift Trl was $6,747, up 0.2% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,747.00 (+0.24%)	$894,900 (-) Land $375,000 Building $519,900
2024	$6,731.00 (+12.2%)	$894,900 (-) Land $375,000 Building $519,900
2023	$5,999.00 (+25.29%)	$894,900 (+4.85%) Land $375,000 Building $519,900	$894,900 (+4.85%) Land $375,000 Building $519,900
2022	$4,788.00	$853,500 Land $375,000 Building $478,500	$853,500 (-4.63%) Land $375,000 Building $478,500
2021			$894,900 Land $375,000 Building $519,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Spindrift Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Spindrift Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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