486 Sims Cross Rd, Stephens, GA 30667 Property Records

Oglethorpe County property record for 486 Sims Cross Rd, Stephens, GA 30667 · Last verified April 2026

Property Summary

Property TypeRural Home
Details2 ba · 1,248 sqft · built 1997
Lot Size256 acres (11,186,208 sqft)
OwnerCompany Name on File
Last Sale$2,000,000 (Jun 2025)
Tax Bill$6,415 (2025)
Deeds & MortgagesJul 2017 Mortgage
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN105 025

Property Details

APN / Parcel Number

Primary APN105 025
Alternative APN
  • 5906

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Gross Area
Office2,318 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Roof MaterialMetal
Lot Area11,186,208 sqft (256 acres)
TerrainRolling
Deck Area160 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceWell

Location & Zoning

Account Number5906
Street Address486 SIMS CROSS RD
CitySTEPHENS
StateGA
Zip30667-1822
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description24X52 1997 MH/HOG HOUSES/256.80 ACRES
JurisdictionOGLETHORPE GA
Township / Civil DivisionMAXEYS
Census Block Group1
Census Block1109
Census Tract960300

Owner

Source: Oglethorpe County records · APN 105 025

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address514 MAIN ST SW, GAINESVILLE, GA 30501-4418
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2017Deed of Trust, Mortgage
LOL FINANCE
Dec 08, 2017Deed of Trust, Mortgage
LOL FINANCE
Jun 25, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleJun 23, 2025 · Amount on Record
Deed Book / Page211 / 1
Record UpdatedJun 08, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLETHORPE GA
Property Address486 SIMS CROSS RD, STEPHENS, GA 30667-1822
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000078/283
DateJul 13, 2017
Book Page78/283
Instrument001736
Lender
NameLOL FINANCE
TypeMortgage Company
Agreement
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLETHORPE GA
Property Address486 SIMS CROSS RD, STEPHENS, GA 30667-1822
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000084/465
DateDec 08, 2017
Book Page84/465
Instrument002675
Lender
NameLOL FINANCE
TypeMortgage Company
Agreement
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLETHORPE GA
Property Address486 SIMS CROSS RD, STEPHENS, GA 30667-1822
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 SIMS CROSS RD, STEPHENS, GA 30667-1822

Mortgage

Document Number0000000132/0000000293
DateJun 25, 2020
Book Page0000000132/0000000293
Instrument001281
Lender
NameFIRST NATIONAL BANK OF OMAHA
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2021

Tax Assessment & Valuation

Source: Oglethorpe County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyOglethorpe County
Unified School DistrictOglethorpe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,415.00 (-2.91%)$267,638 (+3.77%) Land $221,840 Building $45,798$669,096 (+3.77%) Land $554,600 Building $114,496
2023$6,607.00 (-15%)$257,918 (+0.18%) Land $211,720 Building $46,198$644,796 (+0.18%) Land $529,300 Building $115,496
2022$7,773.00 Additional exemption filed$257,458 Land $211,720 Building $45,738$643,646 Land $529,300 Building $114,346

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oglethorpe County (13221C), updated June 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 54% of Georgia
Wildfire LikelihoodAbout 1 in 1,020 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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