486 Sharpners Pond Rd, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 486 Sharpners Pond Rd, North Andover, MA 01845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,896 sqft · built 1995
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Aug 2005)
Tax Bill	$10,933 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M_237136_9`

Property Details

APN / Parcel Number

Primary APN	`M_237136_9`
Alternative APNs	`NAND M:00105 B:D0120 L:00000` `M_237136_931944`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,896 sqft Living Area
Gross Area	5,016 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	392,040 sqft (9 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M_237136_931944
Street Address	486 SHARPNERS POND RD
City	NORTH ANDOVER
State	MA
Zip	01845-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	ANDREW CIRCLE-REALTY TRUST
Legal Block	D0120
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	2
Census Block	2007
Census Tract	253205

Owner

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	486 SHARPNERS POND RD, NORTH ANDOVER, MA 01845-3334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit MILFORD FSB
May 11, 2018	Deed of Trust, Mortgage MILFORD FSB
Sep 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2005 · Amount on Record
Deed Sale	Aug 18, 2005 · Amount on Record
Prior Sale	Oct 20, 2000 · Amount on Record
Deed Document Number	200531399
Deed Book / Page	9712 / 235
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	486 SHARPNERS POND RD, NORTH ANDOVER, MA 01845-3334
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017313-153
Date	Jan 18, 2022
Book Page	17313/153
Instrument	1311

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	486 SHARPNERS POND RD, NORTH ANDOVER, MA 01845-3334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15477-198
Date	May 11, 2018
Book Page	15477/198
Instrument	10841

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	486 SHARPNERS POND RD, NORTH ANDOVER, MA 01845-3334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16488-91
Date	Sep 11, 2020
Book Page	16488/91
Instrument	24197

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,933.00 (+4.89%)	$971,000 (+3.31%) Land $466,300 Building $504,700	$962,540
2024	$10,423.00 (-6.87%)	$939,900 (+2.79%) Land $444,500 Building $495,400
2023	$11,192.00	$914,400 Land $400,200 Building $514,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1996–2006)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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