486 Shain Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 486 Shain Rd, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,676 sqft · built 1960
Lot Size	60.6 acres (2,641,043 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2019)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48000-00-105`

Property Details

APN / Parcel Number

Primary APN	`48000-00-105`
Alternative APN	`86060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,676 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,641,043 sqft (60.6 acres)
Garage Type	Attached
Garage Area	744 sqft
Driveway	Gravel Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	86060
Street Address	486 SHAIN RD
City	BARDSTOWN
State	KY
Zip	40004-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	486 SHAIN DRIVE
Jurisdiction	NELSON KY
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1008
Census Tract	930700

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	486 SHAIN RD, BARDSTOWN, KY 40004-8359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Jul 16, 2019	Deed, Transfer · ARM FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	20198505
Deed Book / Page	550 / 767
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	486 SHAIN RD, BARDSTOWN, KY 40004-8359
Transaction Type	Mortgage
Record Updated	Jan 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1235/108
Date	Dec 26, 2019
Book Page	M1235/108
Instrument	2019015711

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40299

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Jul 16, 2019
Property Address	486 SHAIN RD, BARDSTOWN, KY 40004-8359
Document Number	D550/767
Book / Page	D550 / 767
Instrument Date	Jul 15, 2019
Instrument	2019008505
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	334 PATTON LN, 334, MOUNT WASHINGTON, KY 40047-5407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2545 SIMPSON CREEK RD, BLOOMFIELD, KY 40008-7106

Mortgage

Document Number	2019008506
Date	Jul 16, 2019
Instrument	2019008506

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	9%
Max Rate	13.1%

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00 (+19.44%)	$349,030 (+28.45%)	$833,860 (+206.88%) Land $506,860 Building $327,000
2023	$2,886.00	$271,725	$271,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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