486 SE Ashley Oaks Way, Stuart, FL 34997 Property Records

Martin County property record for 486 SE Ashley Oaks Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 2000
Lot Size	0.814 acres (35,458 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Apr 1999)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-39-41-006-000-0073.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`04-39-41-006-000-0073.0-5-0000`
Alternative APNs	`04-39-41-006-000-00730-5` `60833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,071 sqft Living Area
Gross Area	3,199 sqft
1st Floor Area	2,071 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,458 sqft (0.814 acres)
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	60833
Street Address	486 SE ASHLEY OAKS WAY
City	STUART
State	FL
Zip	34997-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE12A
Legal Description	SOUTH FORK ESTATES LOT 73
Legal Range	41E
Legal Township	39S
Legal Section	4
Legal Subdivision	SOUTH FORK ESTATES
Legal Block	2
Legal Lot Number	73
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2023
Census Tract	1108

Owner

486 SE Ashley Oaks Way is owned and occupied by two individuals who acquired it in June 2023.

Source: Martin County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 17, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL PARTNERS MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 1999 · Amount on File
Deed Sale	Apr 12, 1999 · Amount on File
Prior Sale	Mar 4, 1993 · Amount on File
Deed Book / Page	1385 / 331
Last Transfer Date	Jun 16, 2023
Transfer Doc	0033860827
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807

Mortgage

Document Number	0035471974
Date	Feb 9, 2026
Book Page	3547/1974
Instrument	3169280

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 29, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807

Mortgage

Document Number	0033872716
Date	Jul 25, 2023
Book Page	3387/2716
Instrument	3027898

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jul 17, 2023
Property Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807
Document Number	0033860827
Book / Page	3386 / 827
Map Reference	MB 12 PG 29
Instrument Date	Jun 16, 2023
Instrument	3026439
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 SE ASHLEY OAKS WAY, STUART, FL 34997-2807

Mortgage

Document Number	0032170716
Date	Apr 21, 2021
Book Page	3217/716
Instrument	2882983

Lender

Name	CAPITAL PARTNERS MORTGAGE LLC
Type	Mortgage Company
Address	CORAL SPRINGS, FL 33071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 486 SE Ashley Oaks Way was $4,033 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,033.00 (-0.49%) Homeowner's exemption	$268,660	$529,110 Land $207,000 Building $322,110
2024	$4,053.00 (+9.72%)
2023	$3,694.00 (+3.82%) Additional exemption filed	$237,417 (+3%)	$497,160 (+16.22%) Land $207,000 Building $290,160
2022	$3,558.00 Homeowner's exemption	$230,502	$427,780 Land $199,310 Building $228,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 SE Ashley Oaks Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 SE Ashley Oaks Way is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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