486 Sandy Pointe Ln, Ashland, NE 68003 Property Records

Saunders County property record for 486 Sandy Pointe Ln, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,921 sqft · built 2021
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2020)
Tax Bill	$11,987 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2979-25-1-20514-000-0071`

Property Details

APN / Parcel Number

Primary APN	`2979-25-1-20514-000-0071`
Alternative APN	`003810071`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,921 sqft Living Area
1st Floor Area	2,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Attached
Garage Area	1,272 sqft
Parking Spaces	4 Parking Spaces
Deck Area	1,845 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	486 SANDY POINTE LN
City	ASHLAND
State	NE
Zip	68003-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 17 SANDY POINTE DEV; MAP NUMBER: 2979-25-1-20514-000-0071
Legal Range	09
Legal Township	13
Legal Section	25
Legal Subdivision	ASHLAND-SANDY POINTE DEV
Legal Lot Number	17
Jurisdiction	SAUNDERS NE
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2210
Census Tract	968400

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	486 SANDY POINTE LN, ASHLAND, NE 68003-7428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Construction Mortgage FRONTIER BANK
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER BANK
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR
Jul 7, 2020	Grant Deed, Transfer MIDWEST TITLE COMPANY, MIDWEST TITLE CO
Jun 26, 2018	Warranty Deed, Transfer · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	20207140
Deed Book / Page	538 / 944
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	486 SANDY POINTE LN, ASHLAND, NE 68003-7428
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005580034
Date	Apr 20, 2021
Book Page	558/34
Instrument	2021-04-389

Lender

Name	FRONTIER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	486 SANDY POINTE LN, ASHLAND, NE 68003-7428
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005800737
Date	May 12, 2022
Book Page	580/737
Instrument	2022-05-227

Lender

Name	FRONTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	486 SANDY POINTE LN, ASHLAND, NE 68003-7428
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005780400
Date	Apr 1, 2022
Book Page	578/400
Instrument	2022-04-003

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	486 SANDY POINTE LN, ASHLAND, NE 68003-7428
Document Number	0005390521
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	486 SANDY POINTE LN ASHLAND NE 680037428, ASHLAND, NE 68003-7428

Mortgage

Document Number	0005390521
Date	Jul 16, 2020
Book Page	000539/000521
Instrument	7342

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jul 15, 2022

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 7, 2020
Property Address	486 SANDY POINTE LN, ASHLAND, NE 68003-7428
Document Number	0005380944
Book / Page	000538 / 000944
Instrument Date	Jun 25, 2020
Instrument	7140
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	MIDWEST TITLE COMPANY, MIDWEST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$461.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	486 SANDY POINTE LN ASHLAND NE 680037428, ASHLAND, NE 68003-7428

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jun 26, 2018
Property Address	486 SANDY POINTE LN, ASHLAND, NE 68003-7428
Document Number	0005051125
Book / Page	000505 / 001125
Instrument Date	May 31, 2018
Instrument	381
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	UNION TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	486 SANDY POINTE LN ASHLAND NE 680037428, ASHLAND, NE 68003-7428

Mortgage

Document Number	5051126
Date	Jun 26, 2018
Book Page	000505/001126
Instrument	382

Lender

Name	UNION BK&TR
Type	Bank
Address	OMAHA, NE 68130

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Clear Creek Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,987.00 (-10.03%)	$1,269,307 (+13.86%) Land $185,000 Building $1,084,307	$1,269,307 (+13.86%) Land $185,000 Building $1,084,307
2023	$13,324.00	$1,114,760 Land $185,000 Building $929,760	$1,114,760 Land $185,000 Building $929,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	45 of 119
Most Recent Claim	Jul 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Ice Jams & Flooding, Mar 1993 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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