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486 S Main St, Concord, MI 49237 Property Records

Jackson County property record for 486 S Main St, Concord, MI 49237 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1950
Square Footage2,034 sqft Living Area
Lot Size25,265 sqft (0.58 acres)
Garage576 sqft
OccupancyOwner Occupied
Tax Bill$3,002.00 (2025)

Owner

Source: Jackson County records · APN 008-11-34-134-008-00

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address486 S MAIN ST, CONCORD, MI 49237-9737
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2023Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Apr 24, 2023Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 09, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 26, 2018
Transfer Doc0002793294
Record RefreshedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateOct 03, 2023
Property Address486 S MAIN ST, CONCORD, MI 49237-9737
Document Number0002946163
Book / Page2236 / 172
Instrument DateSep 22, 2023
Instrument2946163
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanySTAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1112 TERPENNING ST, ALBION, MI 49224-1168

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 N MINGO ST, ALBION, MI 49224-1432

Mortgage

Document Number0002946164
DateOct 03, 2023
Instrument2946164
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

Mortgage

Document Number0002946165
DateOct 03, 2023
Book Page2236/174
Instrument2946165
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address486 S MAIN ST, CONCORD, MI 49237-9737
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002937072
DateApr 24, 2023
Book Page2229/181
Instrument2937072
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MI
Recording DateApr 09, 2018
Property Address486 S MAIN ST, CONCORD, MI 49237-9737
Document Number0002793294
Book / Page002118 / 000706
Instrument DateMar 26, 2018
Instrument2793294
Transaction TypeTransfer
Record UpdatedApr 12, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionConcord Township
MunicipalityConcord Village
Unified School DistrictConcord Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$128,200 (+8.64%) Land $128,200$256,400 (+8.64%) Land $256,400
2025$3,002.00 (-11.96%)$118,000 (+24.21%) Land $118,000$236,000 (+24.21%) Land $236,000
2024$3,410.00 (+71.18%)
2023$95,000 Land $95,000$190,000 Land $190,000
2022$1,992.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (26075C), updated May 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN008-11-34-134-008-00

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area2,034 sqft Living Area
1st Floor2,034 sqft 1st Floor
Basement Area1,109 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area25,265 sqft (0.58 acres)
Depth X Width200 ft x 150 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address486 S MAIN ST
CityCONCORD
StateMI
Zip49237-9737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT N 1/4 POST OF SEC 34 TH S01?39'E 2276.9 FT FOR POB TH CONT S01?39'E 150 FT TH S86?32'W 200 FT TH N01?39'W 150 FT TH
Legal Range03W
Legal Township03S
Legal Section34
Legal SubdivisionASSRS VILLAGE OF CONCORD
Legal Lot Number248
JurisdictionJACKSON MI
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1014
Census Tract6403

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