McDowell County property record for 486 Riverbend Dr, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,100 sqft · built 1984 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Owner Name on File |
| Last Sale | $154,000 (Mar 2010) |
| Tax Bill | $1,239 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1703-00-31-1356 |
| Primary APN | 1703-00-31-1356 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,100 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 51045 |
|---|---|
| Street Address | 486 RIVERBEND DR |
| City | MARION |
| State | NC |
| Zip | 28752-8860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 DEERFIELD BLK CPB4/14 |
| Legal Subdivision | DEERFIELD ACRES |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 970102 |
The current owner of 486 Riverbend Dr bought it in March 2010.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 486 RIVERBEND DR, MARION, NC 28752-8860 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2010 · Amount on File |
| Deed Sale | Mar 23, 2010 · Amount on File |
| Deed Document Number | 2010001244 |
| Deed Book / Page | 1015 / 0977 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 486 RIVERBEND DR, MARION, NC 28752-8860 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 486 RIVERBEND DR, MARION, NC 28752-8860 |
| Document Number | 0014490413 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 1449/413 |
| Instrument | 2023004778 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2038 |
The 2025 property tax bill for 486 Riverbend Dr was $1,239.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,239.00 | $173,440 Land $25,000 Building $148,440 | |
| 2023 | $1,198.00 | $173,440 Land $25,000 Building $148,440 | $173,440 Land $25,000 Building $148,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 Riverbend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 Riverbend Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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