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486 Ridge Lake Rd, Crestview, FL 32536 Property Records

Okaloosa County property record for 486 Ridge Lake Rd, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,325 sqft · built 1984
Lot Size1.13 acres (49,360 sqft)
Owner2 Individual Names on File
Last Sale$489,900 (Aug 2025)
Tax Bill$2,044 (2025)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-592-8420-8

Property Details

APN / Parcel Number

Primary APNC56-000-592-8420-8
Alternative APNs
  • 06-3N-23-0000-0015-0160
  • 23N306000000150160

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,325 sqft Living Area
Gross Area3,664 sqft
1st Floor Area1,597 sqft
Upper Floors Area728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area49,360 sqft (1.13 acres)
Lot Width137 ft Width
Garage TypeAttached
Garage Area783 sqft
PorchFlorida Room
Porch Area260 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address486 RIDGE LAKE RD
CityCRESTVIEW
StateFL
Zip32536-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NE COR SE1/4 OF SW1/4 SE DEG E321 FT S73 DEG W690.75 FT N85 DEG W383.75 FT N56 DEG W606.15 FT S33 DEG W33 FT TO BEG S33 DEG W363 FT SE ALG LAKE 150 FT N27 DEG E365 FT N56 DEG W110 FT TO BEG 1168-1439
Legal Range23W
Legal Township03N
Legal Section06
Legal Block15
Legal Lot Number160
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group6
Census Block6017
Census Tract20500

Owner

486 Ridge Lake Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address486 RIDGE LAKE RD, CRESTVIEW, FL 32536-1512
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2025 · Amount on File
Deed SaleAug 6, 2025 · Amount on File
Prior SaleNov 4, 2020 · Amount on File
Deed Document Number20253767247
Prior Transfer DateJan 21, 2011
Prior Transfer Doc0029693547
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 4, 2020
Property Address486 RIDGE LAKE RD, CRESTVIEW, FL 32536-1512
Document Number0035031660
Book / Page003503 / 001660
Instrument DateOct 26, 2020
Instrument3404641
Transaction TypeTransfer
Record UpdatedNov 19, 2020
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount on Record
Tax$2,519.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address486 RIDGE LAKE RD CRESTVIEW FL 325361512, CRESTVIEW, FL 32536-1512

Tax Assessment & Valuation

The 2025 property tax bill for 486 Ridge Lake Rd was $2,044.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,044.00$243,003$315,306 Land $72,156 Building $243,150
2023$1,923.00 (+2.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$229,277 (+3%)$329,538 (+7.51%) Land $61,305 Building $268,233
2022$1,876.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$222,599$306,528 Land $54,566 Building $251,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 486 Ridge Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Ridge Lake Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35

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