486 Prairieview Dr, Geneva, IL 60134 Property Records

Kane County property record for 486 Prairieview Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,454 sqft · built 1999
Lot Size0.371 acres (16,144 sqft)
Owner2 Individual Names on File
Last Sale$326,000 (Nov 1999)
Tax Bill$12,068 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-05-153-002

Property Details

APN / Parcel Number

Primary APN12-05-153-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,454 sqft Living Area
Gross Area4,908 sqft
1st Floor Area2,454 sqft
Basement Area2,454 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area16,144 sqft (0.371 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address486 PRAIRIEVIEW DR
CityGENEVA
StateIL
Zip60134-4617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 50, PRAIRIE VIEW ESTATES UNIT 1
Legal SubdivisionPRAIRIE VIEW ESTATES
Legal Block3
Legal Lot Number50
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3006
Census Tract854800

Owner

486 Prairieview Dr is owned and occupied by two individuals who acquired it in May 2009.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address486 PRAIRIEVIEW DR, GENEVA, IL 60134-4617
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 1999 · Amount on File
Deed SaleNov 15, 1999 · Amount on File
Deed Document Number1999109025
Last Transfer DateMay 30, 2009
Transfer Doc0000071628
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address486 PRAIRIEVIEW DR, GENEVA, IL 60134-4617
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 PRAIRIEVIEW DR, GENEVA, IL 60134-4617

Mortgage

Document Number0000000193
DateJan 5, 2026
Instrument2026K000193
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJan 9, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address486 PRAIRIEVIEW DR, GENEVA, IL 60134-4617
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046440
DateAug 18, 2020
Instrument2020K046440
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 486 Prairieview Dr was $12,068 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,068.00 Homeowner's exemption Senior Citizen's exemption$179,567 (+8.5%) Land $44,885 Building $134,682$538,917 (+8.5%) Land $134,709 Building $404,208
2024$165,500 Land $41,369 Building $124,131$496,699 Land $124,157 Building $372,542
2022$10,962.00 (+3.2%) Homeowner's exemption$139,801 (+3.86%) Land $34,945 Building $104,856$419,403 (+3.86%) Land $104,835 Building $314,568
2021$10,622.00 Homeowner's exemption$134,605 Land $33,646 Building $100,959$403,815 Land $100,938 Building $302,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 486 Prairieview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 486 Prairieview Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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