Lake County property record for 486 Ogden Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,333 sqft · built 1952 |
| Lot Size | 0.324 acres (14,099 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,000 (Mar 2012) |
| Tax Bill | $2,469 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-26-0700-000-00300 |
| Primary APN | 12-18-26-0700-000-00300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,333 sqft Living Area |
| Gross Area | 2,612 sqft |
| 1st Floor Area | 1,333 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,099 sqft (0.324 acres) |
| Lot Dimensions | 125 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 1,224 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 900 sqft |
|---|---|
| Porch | Enclosed/Finished Porch |
| Porch Area | 587 sqft |
| Deck Area | Deck Area |
| Patio Area | 265 sqft |
| Utility Building | 473 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1201748 |
|---|---|
| Street Address | 486 OGDEN AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | UMATILLA OSCEOLA PARK N 37 FT OF LOT 3 LOTS 4 5 PB 8 PG 46 ORB 4271 PG 1950 ORB 6333 PG 1435 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | UMATILLA OSCEOLA PARK |
| Legal Tract | 0700 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 30110 |
Source: Lake County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 486 OGDEN AVE, UMATILLA, FL 32784-8173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jan 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2012 · Amount on Record |
| Deed Sale | Mar 22, 2012 · Amount on Record |
| Prior Sale | Sep 30, 2011 · Amount on Record |
| Deed Document Number | 201229810 |
| Deed Book / Page | 4139 / 1365 |
| Last Transfer Date | May 7, 2024 |
| Transfer Doc | 0063331435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 8, 2026 |
| Property Address | 486 OGDEN AVE, UMATILLA, FL 32784-8173 |
| Document Number | 0000083137 |
| Book / Page | 6771 / 2043 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202683137 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 486 OGDEN AVE, UMATILLA, FL 32784-8173 |
| Document Number | 0000083137, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 6771/2043 |
| Instrument | 202683137 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 486 OGDEN AVE, UMATILLA, FL 32784-8173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 486 OGDEN AVE, UMATILLA, FL 32784-8173 |
| Document Number | 0066661991 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 6666/1991 |
| Instrument | 2026006026 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,590 (+2.9%) | $321,225 (-) Land $96,250 Building $224,975 | |
| 2025 | $2,469.00 (+7.77%) Homeowner's exemption | $151,210 (+5.99%) Land $96,250 Building $54,960 | $321,225 (+15.61%) Land $96,250 Building $224,975 |
| 2024 | $2,291.00 (+4.52%) | ||
| 2023 | $2,192.00 (+5.33%) Homeowner's exemption | $142,670 (+3%) | $277,848 (+13.63%) Land $57,750 Building $220,098 |
| 2022 | $2,081.00 Homeowner's exemption | $138,520 | $244,512 Land $42,350 Building $202,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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