Cortland County and Virgil Town property record for 486 Nye Rd, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,809 sqft · built 1975 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,000 (Oct 2024) |
| Tax Bill | $10,753 (2026) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 114600 115.00-02-13.000 |
| Primary APN | 114600 115.00-02-13.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Basement Area | 603 sqft |
| Finished Basement | 603 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 71,438 sqft (1.64 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 592 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 486 NYE RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | VIRGIL |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 971200 |
486 Nye Rd is owned by two individuals who bought it in October 2024.
Source: Cortland County and Virgil Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 DART DR, ITHACA, NY 14850-1110 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA |
| Sep 27, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2024 · Amount on File |
| Deed Sale | Oct 7, 2024 · Amount on File |
| Prior Sale | Sep 27, 2022 · Amount on File |
| Deed Document Number | 20244138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Oct 7, 2024 |
| Property Address | 486 NYE RD, CORTLAND, NY 13045-9357 |
| Document Number | 0000004138 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 2024-04138 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 DART DR, ITHACA, NY 14850-1110 |
| Document Number | 0000004139 |
|---|---|
| Date | Oct 7, 2024 |
| Instrument | 2024-04139 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Sep 27, 2022 |
| Property Address | 486 NYE RD, CORTLAND, NY 13045-9357 |
| Document Number | 0000005226 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2022-05226 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3226 COVENTRY LN, CORTLAND, NY 13045 |
The 2026 property tax bill for 486 Nye Rd was $10,753, up 212.3% from the year before.
Source: Cortland County and Virgil Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Virgil Town |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,753.00 (+212.31%) | ||
| 2025 | $3,443.00 | $338,000 Land $35,800 Building $302,200 | $338,000 Land $35,800 Building $302,200 |
| 2023 | $3,450.00 | $170,000 Land $25,600 Building $144,400 | $250,000 Land $37,647 Building $212,353 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 Nye Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 Nye Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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