486 N Wheat Rd, Belton, TX 76513 Property Records

Bell County property record for 486 N Wheat Rd, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,390 sqft · built 2022
Lot Size2.85 acres (124,582 sqft)
OwnerIndividual Name on Record
Tax Bill$1,507 (2023)
Deeds & MortgagesApr 2023 Line of Credit
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0601770802

Property Details

APN / Parcel Number

Primary APN0601770802
Alternative APNs
  • 749875
  • 50219

Interior

Full Baths1 Bath
Building Area2,390 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialWood Siding
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area124,582 sqft (2.85 acres)
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number749875
Street Address486 N WHEAT RD
CityBELTON
StateTX
Zip76513-7132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0860BC L WALKER, 40-8-1, ACRES 2.86 40-8-1,
Legal SubdivisionL WALKER
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group1
Census Block1006
Census Tract21602

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-owner2 Co-owners on Record
Mailing Address2006 N EAST ST, BELTON, TX 76513-2052
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Deed of Trust, Mortgage · Line of Credit
21ST MORTGAGE CORP
Nov 14, 2022Intrafamily Transfer, Transfer
SANDRA BIGHAM

Assessor's Deed Record

Deed Names4 Names on Deed
Last Transfer DateNov 14, 2022
Transfer Doc0000068922
Record UpdatedJun 7, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address486 N WHEAT RD, BELTON, TX 76513-7132
Transaction TypeMortgage
Record UpdatedApr 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014413
DateApr 6, 2023
Instrument2023014413
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBELL TX
Recording DateNov 14, 2022
Property Address486 N WHEAT RD, BELTON, TX 76513-7132
Document Number0000068922
Instrument DateNov 7, 2022
Instrument2022068922
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 N EAST ST, BELTON, TX 76513-2052

Mortgage

DateNov 14, 2022
Lender
NameSANDRA BIGHAM
TypePrivate Party
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,507.00 (+36.01%)$101,081 Land $84,192 Building $16,889$101,081 Land $84,192 Building $16,889
2022$1,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 58% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOG RIDGE WSC
serves 4,100 people · EPA ID TX0140044
Water SourcePurchased surface water from CENTRAL TEXAS WSC
Last State InspectionJan 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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