486 N Allen St, Banning, CA 92220 Property Records

Riverside County property record for 486 N Allen St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2008
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Apr 2025)
Tax Bill	$5,025 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`541-093-007`

Property Details

APN / Parcel Number

Primary APN	`541-093-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	486 N ALLEN ST
City	BANNING
State	CA
Zip	92220-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 MB 016/057 COOKS FIRST SUB
Legal Subdivision	COOKS FIRST SUB
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4013
Census Tract	44200

Owner

486 N Allen St is owned and occupied by two individuals who bought it in April 2025.

Source: Riverside County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	486 N ALLEN ST, BANNING, CA 92220-5738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Intrafamily Transfer, Transfer
Jan 26, 2021	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Nov 18, 2019	Grant Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS/CO
Sep 12, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on File
Deed Sale	Apr 8, 2025 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	2025103782
Prior Transfer Date	Feb 15, 2013
Prior Transfer Doc	0000267808
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 21, 2022
Property Address	486 N ALLEN ST, BANNING, CA 92220-5738
Document Number	0000476303
Map Reference	MB 16 PG 57
Instrument Date	Aug 20, 2022
Instrument	2022-0476303
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	486 N ALLEN ST, BANNING, CA 92220-5738
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	486 N ALLEN ST, BANNING, CA 92220-5738
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 N ALLEN ST, BANNING, CA 92220-5738

Mortgage

Document Number	0000048912
Date	Jan 26, 2021
Instrument	2021-0048912

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 18, 2019
Property Address	486 N ALLEN ST, BANNING, CA 92220-5738
Document Number	0000476139
Instrument Date	Oct 11, 2019
Instrument	476139
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	486 N ALLEN ST BANNING CA 922205738, BANNING, CA 92220-5738

Mortgage

Document Number	476140
Date	Nov 18, 2019
Instrument	476140

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 12, 2017
Property Address	486 N ALLEN ST, BANNING, CA 92220-5738
Document Number	0000377683
Instrument Date	Aug 16, 2017
Instrument	377683
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	486 N ALLEN ST BANNING CA 922205738, BANNING, CA 92220-5738

Mortgage

Document Number	377684
Date	Sep 12, 2017
Instrument	377684

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 486 N Allen St was $5,025.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,799 (+38.33%) Land $149,938 Building $349,861
2025	$5,025.00	$361,318 Land $80,024 Building $281,294
2023	$4,922.00 (+18.15%)	$347,289 Land $76,917 Building $270,372
2022	$4,166.00
2021			$318,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 N Allen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 N Allen St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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