486 N 5th St, San Jose, CA 95112 Property Records

Santa Clara County property record for 486 N 5th St, San Jose, CA 95112

Property Summary

Property Type	Multi-Family Dwellings
Details	1,620 sqft · built 1898
Lot Size	0.143 acres (6,210 sqft)
Owner	Trust Name on File
Last Sale	$800,000 (Oct 2005)
Tax Bill	$15,704 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`249-47-012`

Property Details

APN / Parcel Number

Primary APN	`249-47-012`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1929
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,210 sqft (0.143 acres)
Lot Dimensions	138 ft deep x 45 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	486 N 5TH ST
City	SAN JOSE
State	CA
Zip	95112-5260
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM
Legal Description	BLOCK 17 LOT 14
Legal Subdivision	WHITE ADD FOR MRS STEVENSON
Legal Block	17
Legal Lot Number	14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1007
Census Tract	501101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hensley Historic District listed 1983 · 207 contributing resources · NRIS 83001238

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

486 N 5th St, a residential property, is owner-occupied and held in a trust since June 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	486 N 5TH ST, SAN JOSE, CA 95112-5260
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit STAR ONE CREDIT UNION
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jun 16, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2005 · Amount on File
Deed Sale	Oct 26, 2005 · Amount on File
Prior Sale	Feb 28, 2005 · Amount on File
Deed Document Number	200518642364
Last Transfer Date	Jun 6, 2017
Transfer Doc	0023676743
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 14, 2026
Property Address	486 N 5TH ST, SAN JOSE, CA 95112-5260
Document Number	0026016883
Instrument Date	Jul 3, 2026
Instrument	202626016883
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	486 N 5TH ST, SAN JOSE, CA 95112-5260

Mortgage

Document Number	0026016883,
Date	Jul 14, 2026
Instrument	202626016883

Lender

Name	STAR ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Sep 17, 2051

Interest

Rate	6.48%
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	486 N 5TH ST, SAN JOSE, CA 95112-5260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023857040
Date	Jan 29, 2018
Instrument	23857040

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 16, 2017
Property Address	486 N 5TH ST, SAN JOSE, CA 95112-5260
Document Number	0023676743
Instrument Date	Jun 6, 2017
Instrument	23676743
Transaction Type	Transfer
Record Updated	Jun 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	486 N 5TH ST SAN JOSE CA 951125260, SAN JOSE, CA 95112-5260

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 24, 2017
Property Address	486 N 5TH ST, SAN JOSE, CA 95112-5260
Document Number	0023609919
Instrument Date	Mar 22, 2017
Instrument	23609919
Transaction Type	Transfer
Record Updated	Mar 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	486 N 5TH ST SAN JOSE CA 951125260, SAN JOSE, CA 95112-5260

Tax Assessment & Valuation

The 2025 property tax bill for 486 N 5th St was $15,704 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,177,898 (+2%) Land $634,223 Building $543,675
2025	$15,704.00 Homeowner's exemption	$1,154,803 Land $621,788 Building $533,015
2023	$14,503.00 (+0.95%) Homeowner's exemption	$1,109,963 Land $597,645 Building $512,318
2022	$14,367.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 486 N 5th St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 486 N 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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