486 Mountain Rd, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 486 Mountain Rd, Concord, NH 03301 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1970
Lot Size	5.25 acres (228,690 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Feb 2023)
Tax Bill	$8,608 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:07-Z B:105`

Property Details

APN / Parcel Number

Primary APN	`M:07-Z B:105`
Alternative APN	`CNCD M:07Z B:105`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,232 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	228,690 sqft (5.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	486 MOUNTAIN RD
City	CONCORD
State	NH
Zip	03301-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	105
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1014
Census Tract	44100

Owner

Source: Merrimack County and Concord City records · APN M:07-Z B:105

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	486 MOUNTAIN RD, CONCORD, NH 03301-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Feb 17, 2023	Fiduciary Deed, Transfer · Stand-Alone First Mortgage SERVICE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Feb 25, 2008 · Amount on Record
Deed Document Number	20232092
Deed Book / Page	3818 / 2723
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	486 MOUNTAIN RD, CONCORD, NH 03301-1813
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019322
Date	Nov 25, 2025
Book Page	3912/200
Instrument	202500019322

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	486 MOUNTAIN RD, CONCORD, NH 03301-1813
Transaction Type	Mortgage
Record Updated	May 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004966
Date	Apr 20, 2023
Book Page	3823/1528
Instrument	202300004966

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate

February 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Feb 17, 2023
Property Address	486 MOUNTAIN RD, CONCORD, NH 03301-1813
Document Number	0000002092
Book / Page	3818 / 2723
Instrument Date	Feb 17, 2023
Instrument	202300002092
Transaction Type	Transfer
Record Updated	Mar 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUNNYSIDE LN # R, R, DERRY, NH 03038-2135

Mortgage

Document Number	0000002093
Date	Feb 17, 2023
Instrument	202300002093

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Mar 01, 2028
Max Rate At Change	2.75%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Merrimack County and Concord City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,608.00 (+8.37%)	$295,700 (-) Land $168,800 Building $126,900
2023	$7,943.00 (+4.75%)	$295,700 (+0.96%) Land $168,800 Building $126,900	$468,825
2022	$7,583.00	$292,900 Land $164,700 Building $128,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Cogeco Cable Holdings II, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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