486 Main St, Lincoln, ME 04457 Property Records

Penobscot County and Lincoln Town property record for 486 Main St, Lincoln, ME 04457

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2026)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2023 Sale & Mortgage
APN	`LNCN M:158 L:011`

Property Details

APN / Parcel Number

Primary APN	`LNCN M:158 L:011`
Alternative APN	`14`

Exterior

Architectural Style	Multi-Family
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Account Number	14
Street Address	486 MAIN ST
City	LINCOLN
State	ME
Zip	04457-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOWNTO
Legal Lot Number	11
Jurisdiction	LINCOLN ME
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3033
Census Tract	27000

Owner

486 Main St is owned by two individuals who bought it in July 2026.

Source: Penobscot County and Lincoln Town records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 BLAKE CT, ORONO, ME 04473-3411
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES
Apr 10, 2023	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Oct 11, 2024 · Amount on File
Deed Document Number	202620571
Deed Book / Page	17962 / 240
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN ME
Recording Date	Jul 31, 2026
Property Address	486 MAIN ST, LINCOLN, ME 04457-4709
Document Number	0000020571
Book / Page	17962 / 240
Instrument Date	Jun 30, 2026
Instrument	202620571
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	Jul 31, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN ME
Recording Date	Apr 10, 2023
Property Address	486 MAIN ST, LINCOLN, ME 04457-4709
Document Number	0167940017
Book / Page	16794 / 17
Instrument Date	Apr 7, 2023
Instrument	7079
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 DODLIN WOODS RD, ENFIELD, ME 04493

Mortgage

Document Number	0000007080
Date	Apr 10, 2023
Instrument	7080

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 486 Main St was $1,961, up 10.2% from the year before.

Source: Penobscot County and Lincoln Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Lincoln Town
Unified School District	Regional School Unit 67 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,961.00 (+10.17%)	$112,700 (+30.44%) Land $43,000 Building $69,700
2024	$1,780.00 (+7.94%)	$86,400 (+34.79%) Land $32,800 Building $53,600
2023	$1,649.00 (+16.95%)	$64,100 (-) Land $22,900 Building $41,200
2022	$1,410.00	$64,100 Land $22,900 Building $41,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 486 Main St; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER DISTRICT serves 3,020 people · EPA ID ME0090860
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Outer Reach Broadband Fixed Wireless	400 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main St

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