San Diego County property record for 486 Live Oak Dr, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,557 sqft · built 1975 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $111,500 (Mar 1988) |
| Tax Bill | $5,814 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 487-443-09-00 |
| Primary APN | 487-443-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,557 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 486 LIVE OAK DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-5628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | BLK 6 LOT 9 TR 002041 |
| Legal Subdivision | FLETCHER HILLS |
| Legal Tract | 002041 |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 16000 |
486 Live Oak Dr is owned by a company that acquired it in October 2009 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 486 LIVE OAK DR, EL CAJON, CA 92020-5628 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 1988 · Amount on File |
| Deed Sale | Mar 4, 1988 · Amount on File |
| Deed Document Number | 198899629 |
| Last Transfer Date | Oct 23, 2009 |
| Transfer Doc | 0000610382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 486 LIVE OAK DR, EL CAJON, CA 92020-5628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000082474 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 2017-0082474 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Feb 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 486 Live Oak Dr was $5,814 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $349,475 (+2%) Land $86,542 Building $262,933 | |
| 2025 | $5,814.00 Homeowner's exemption | $342,624 Land $84,846 Building $257,778 |
| 2023 | $5,381.00 (+9.86%) Homeowner's exemption | $329,321 Land $81,552 Building $247,769 |
| 2022 | $4,898.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 486 Live Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 486 Live Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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