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486 Lakeshore Dr, Starke, FL 32091 Property Records

Bradford County property record for 486 Lakeshore Dr, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,162 sqft · built 2013
Lot Size1.32 acres (57,616 sqft)
OwnerCompany Name on Record
Last Sale$625,000 (Nov 2022)
Tax Bill$6,991 (2025)
Deeds & MortgagesJul 2026 Sale
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN00804-0-01900

Property Details

APN / Parcel Number

Primary APN00804-0-01900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,162 sqft Living Area
Gross Area3,716 sqft
1st Floor Area2,162 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area57,616 sqft (1.32 acres)
Lot Dimensions554 ft deep x 104 ft wide
Garage TypeAttached
Garage Area564 sqft

Exterior Amenities

PorchFinished Screened Porch
Deck Area84 sqft
Shed1 Shed
Shed Area154 sqft
Utility Building192 sqft
Boat AccessBoat Access
Boat House220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address486 LAKESHORE DR
CitySTARKE
StateFL
Zip32091-6367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25 6S 21 LOT 19 LAKEWOOD UNIT I REPLAT PB 3 PAGE 71
Legal Range21E
Legal Township06S
Legal Section25
Legal SubdivisionLAKEWOOD UNIT 1
Legal Lot Number19
Legal Unit1
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group1
Census Block1010
Census Tract201

Owner

Source: Bradford County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 900, TALLAHASSEE, FL 32302-0900
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Certificate of Transfer, Transfer
Nov 21, 2022Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CITY HOME LOANS LLC
Jul 27, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Oct 15, 2019Warranty Deed, Transfer
SONSHINE TITLE SERVICES INC, SONSHINE TITLE SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2022 · Amount on Record
Deed SaleNov 21, 2022 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number202210777
Deed Book / Page2000 / 174
Prior Transfer DateJul 20, 2022
Prior Transfer Doc0004007088
Record UpdatedOct 29, 2026

July 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionBRADFORD FL
Recording DateJul 6, 2026
Property Address486 LAKESHORE DR, STARKE, FL 32091-6367
Document Number0000005816
Book / Page2220 / 578
Instrument DateJul 6, 2026
Instrument20265816
Transaction TypeTransfer
Record UpdatedOct 23, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateNov 21, 2022
Property Address486 LAKESHORE DR, STARKE, FL 32091-6367
Document Number0004010777
Book / Page2000 / 174
Map ReferenceMB 3 PG 58
Instrument DateNov 18, 2022
Instrument202204010777
Transaction TypeTransfer
Record UpdatedDec 5, 2022
Title CompanySONSHINE TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 86, STARKE, FL 32091-0086

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 LAKESHORE DR, STARKE, FL 32091-6367

Mortgage

Document Number0002000176
DateNov 21, 2022
Instrument2000/176
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateDec 1, 2027
Change Frequency6 Months
Min Rate At Change4.87%
Max Rate At Change6.87%
IndexOther
Max Rate9.87%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRADFORD FL
Recording DateJul 27, 2022
Property Address486 LAKESHORE DR, STARKE, FL 32091-6367
Document Number0004007088
Book / Page1982 / 479
Map ReferenceMB 3 PG 71
Instrument DateJul 20, 2022
Instrument202204007088
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address486 LAKESHORE DR, 486, STARKE, FL 32091-6367

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address486 LAKESHORE DR, STARKE, FL 32091-6367

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateOct 15, 2019
Property Address486 LAKESHORE DR, STARKE, FL 32091-6367
Document Number0004008944
Book / Page001814 / 000077
Instrument DateOct 14, 2019
Instrument4008944
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanySONSHINE TITLE SERVICES INC, SONSHINE TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$2,905.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address486 LAKESHORE DR STARKE FL 320916367, STARKE, FL 32091-6367

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,991.00 (+2.99%) Homeowner's exemption$392,801 (+2.9%)$448,126 (+5.15%) Land $62,847 Building $385,279
2024$6,788.00 (+0.61%) Homeowner's exemption$381,731 (+3%)$426,197 (+6.13%) Land $62,847 Building $363,350
2023$6,747.00 (+54.5%) Homeowner's exemption$370,613 (+45.94%)$401,565 (+35.84%) Land $62,847 Building $338,718
2022$4,367.00 Homeowner's exemption$253,944$295,619 Land $52,923 Building $242,696

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation134.6 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 58 policies
Nearby Flood Policies58 in force
Nearby Flood Claims16 (2012–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 14 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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