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486 Joyce Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 486 Joyce Dr, Watsonville, CA 95076 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2000
Square Footage1,057 sqft Living Area
Lot Size4,704 sqft (0.108 acres)
GarageAttached, 312 sqft
Last Sale$459,500 (2020)
Tax Bill$6,449.00 (2025)

Property Details

APN / Parcel Number

Primary APN017-475-04
Alternative APN
  • 017-475-04-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,057 sqft Living Area
Gross Area1,369 sqft Gross Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area4,704 sqft (0.108 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area312 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address486 JOYCE DR
CityWATSONVILLE
StateCA
Zip95076-3662
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionBAY VILLAGE 06 TR 719
Legal Lot Number597
JurisdictionSANTA CRUZ CA
Minor Civil DivisionWATSONVILLE
Census Blockgroup1
Census Block1003
Census Tract110101

Owner

Source: Santa Cruz County records · APN 017-475-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address77 HUGHES RD, WATSONVILLE, CA 95076-9402
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2025Transfer on Death Deed, Transfer
May 26, 2017Deed of Trust, Mortgage · Reverse Mortgage
PLAZA HOME MORTGAGE INC
Jul 31, 2020Grant Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
May 22, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleOct 30, 2009 · Amount on Record
Deed Doc Number202028874
Prior Transfer DateDec 26, 2002
Prior Transfer Doc0000098167
Record RefreshedSep 20, 2026

September 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 02, 2025
Property Address486 JOYCE DR, WATSONVILLE, CA 95076-3662
Document Number0000018361
Map ReferenceMB 64 PG 47
Instrument DateMar 25, 2025
Instrument2025-0018361
Transaction TypeTransfer
Record UpdatedSep 26, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 HUGHES RD, WATSONVILLE, CA 95076-9401

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address486 JOYCE DR, WATSONVILLE, CA 95076-3662
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanySTEWART TITLE OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017378
DateMay 26, 2017
Instrument2017-0017378
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.39%
Type Change DateJun 01, 2018
Change FrequencyAnnually
Index1-Year LIBOR

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 31, 2020
Property Address486 JOYCE DR, WATSONVILLE, CA 95076-3662
Document Number0000028874
Map ReferenceMB 64 PG 47
Instrument DateJul 28, 2020
Instrument2020-0028874
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 JOYCE DR, WATSONVILLE, CA 95076-3662

Mortgage

Document Number0000028875
DateJul 31, 2020
Instrument2020-0028875
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address486 JOYCE DR, WATSONVILLE, CA 95076-3662
Document Number0000017379
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address486 JOYCE DR WATSONVILLE CA 950763662, WATSONVILLE, CA 95076-3662

Mortgage

Document Number0000017379
DateMay 26, 2017
Instrument17379
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate4.39%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$507,326 (+2%) Land $355,128 Building $152,198
2025$6,449.00 (+11.57%)$497,377 (+4.04%) Land $348,164 Building $149,213
2024$5,780.00 (+1.53%)
2023$5,693.00 (+1.77%)$478,064 Land $334,645 Building $143,419$463,500
2022$5,594.00

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