486 Joseph Cir, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 486 Joseph Cir, Webster, NY 14580 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,550 sqft · built 1989
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,986 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WEB-0001360`

Property Details

APN / Parcel Number

Primary APN	`WEB-0001360`
Alternative APNs	`54890650500002001000` `265489 065.05-2-1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
1st Floor Area	1,404 sqft
2nd Floor Area	1,146 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	724 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0001360
Street Address	486 JOSEPH CIR
City	WEBSTER
State	NY
Zip	14580-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0010-14-04 SEC12 VALLEY CREEK RESUB LR-5 257-60
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2008
Census Tract	11304

Owner

Source: Monroe County and Webster Town records · APN WEB-0001360

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	486 JOSEPH CIR, WEBSTER, NY 14580-8416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	486 JOSEPH CIR, WEBSTER, NY 14580-8416
Document Number	0000000402
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 JOSEPH CIR WEBSTER NY 145808416, WEBSTER, NY 14580-8416

Mortgage

Document Number	0000000402
Date	Apr 24, 2019
Book Page	027997/000076
Instrument	402

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1%

Tax Assessment & Valuation

Source: Monroe County and Webster Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,986.00 (-5.03%)	$285,500 (-) Land $35,400 Building $250,100	$594,800 (+20.85%) Land $73,751 Building $521,049
2023		$285,500 (-) Land $35,400 Building $250,100	$492,200 (+10.33%) Land $61,029 Building $431,171
2022		$285,500 Land $35,400 Building $250,100	$446,100 Land $55,313 Building $390,787
2021	$11,568.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360550113042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.