486 Jack Kramer Dr, Memphis, TN 38117 Property Records

Shelby County property record for 486 Jack Kramer Dr, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,604 sqft · built 1980
Lot Size	0.031 acres (1,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Jan 2023)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-6033-0-0208`

Property Details

APN / Parcel Number

Primary APN	`05-6033-0-0208`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	1,355 sqft (0.031 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	486 JACK KRAMER DR
City	MEMPHIS
State	TN
Zip	38117-4342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ES JACK KRAMER DR PD
Legal Subdivision	CLAYCOURT VILLAGE PHASE I P U D
Legal Lot Number	26
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3011
Census Tract	9600

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3800 WALNUT GROVE RD, MEMPHIS, TN 38111-6822
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BK
Aug 9, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Aug 15, 2017	Warranty Deed, Transfer · Conventional Mortgage TRIUMPH MTG
Mar 1, 2017	Grant Deed, Transfer SOUTHERN TRUST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	20232643
Prior Transfer Date	Aug 20, 1999
Prior Transfer Doc	0000JR5106
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 10, 2023
Property Address	486 JACK KRAMER DR, MEMPHIS, TN 38117-4342
Document Number	0023002643
Map Reference	MB 92 PG 34
Instrument Date	Jan 5, 2023
Instrument	23002643
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3800 WALNUT GROVE RD, MEMPHIS, TN 38111-6822

Mortgage

Document Number	0023002644
Date	Jan 10, 2023
Instrument	23002644

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	486 JACK KRAMER DR, MEMPHIS, TN 38117-4342
Document Number	0000065708
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 JACK KRAMER DR MEMPHIS TN 381174342, MEMPHIS, TN 38117-4342

Mortgage

Document Number	0000065708
Date	Jun 26, 2020
Instrument	65708

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 9, 2018
Property Address	486 JACK KRAMER DR, MEMPHIS, TN 38117-4342
Document Number	0000080885
Instrument Date	Jul 30, 2018
Instrument	80885
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$669.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 JACK KRAMER DR MEMPHIS TN 381174342, MEMPHIS, TN 38117-4342

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 15, 2017
Property Address	486 JACK KRAMER DR, MEMPHIS, TN 38117-4342
Document Number	0000083453
Instrument Date	Aug 14, 2017
Instrument	83453
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 JACK KRAMER DR MEMPHIS TN 381174342, MEMPHIS, TN 38117-4342

Mortgage

Document Number	83454
Date	Aug 15, 2017
Instrument	83454

Lender

Name	TRIUMPH MTG
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 1, 2017
Property Address	486 JACK KRAMER DR, MEMPHIS, TN 38117-4342
Document Number	0000020552
Instrument Date	Feb 28, 2017
Instrument	20552
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	SOUTHERN TRUST TITLE

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 SPOTTSWOOD AVE #212 MEMPHIS TN 381174817, 212, MEMPHIS, TN 38117-4817

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00 (-45.72%)	$61,975 (+22.91%) Land $9,450 Building $52,525	$247,900 (+22.91%) Land $37,800 Building $210,100
2023		$50,425 Land $8,125 Building $42,300
2022	$3,071.00
2021			$201,700 Land $32,500 Building $169,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1983–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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