486 Hillside Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 486 Hillside Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 823 sqft · built 1936
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Dec 2021)
Tax Bill	$7,076 (2025)
Deeds & Mortgages	Dec 2021 Sale Dec 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`087-181-10`

Property Details

APN / Parcel Number

Primary APN	`087-181-10`
Alternative APN	`087-181-10-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	823 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,271 sqft (0.121 acres)
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	486 HILLSIDE DR
City	BOULDER CREEK
State	CA
Zip	95006-9087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	LOT 47,48
Legal Subdivision	SAN LORENZO WOODS SUB #1
Legal Lot Number	48
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1030
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	486 HILLSIDE DR, BOULDER CREEK, CA 95006-9087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Agreement of Sale, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Dec 20, 2021	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
May 13, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Aug 10, 2019	Deed of Trust, Mortgage MR COOPER
Aug 10, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Oct 26, 2018	Grant Deed, Transfer · VA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Sep 9, 2005 · Amount on Record
Deed Document Number	202161116
Prior Transfer Date	Jun 20, 2014
Prior Transfer Doc	0000020162
Record Updated	Sep 20, 2026

December 2021: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 20, 2021
Property Address	486 HILLSIDE DR, BOULDER CREEK, CA 95006-9087
Document Number	0000061117
Map Reference	MB 25 PG 33
Instrument Date	Dec 13, 2021
Instrument	2021-0061117
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HILLSIDE DR, BOULDER CREEK, CA 95006-9087

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 20, 2021
Property Address	486 HILLSIDE DR, BOULDER CREEK, CA 95006-9087
Document Number	0000061116
Map Reference	MB 25 PG 33
Instrument Date	Dec 3, 2021
Instrument	2021-0061116
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	486 HILLSIDE DR, BOULDER CREEK, CA 95006-9087
Document Number	0000017346
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HILLSIDE DR BOULDER CREEK CA 950069087, BOULDER CREEK, CA 95006-9087

Mortgage

Document Number	0000017346
Date	May 20, 2020
Instrument	17346

Lender

Name	MR COOPER
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	486 HILLSIDE DR, BOULDER CREEK, CA 95006-9087
Document Number	0000028873
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HILLSIDE DR BOULDER CREEK CA 950069087, BOULDER CREEK, CA 95006-9087

Mortgage

Document Number	0000028873
Date	Sep 24, 2019
Instrument	28873

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	486 HILLSIDE DR, BOULDER CREEK, CA 95006-9087
Document Number	0000023868
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HILLSIDE DR BOULDER CREEK CA 950069087, BOULDER CREEK, CA 95006-9087

Mortgage

Document Number	0000023868
Date	Aug 19, 2019
Instrument	23868

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 26, 2018
Property Address	486 HILLSIDE DR, BOULDER CREEK, CA 95006-9087
Document Number	0000032389
Map Reference	MB 25 PG 33
Instrument Date	Oct 10, 2018
Instrument	2018-0032389
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HILLSIDE DR, BOULDER CREEK, CA 95006-9087

Mortgage

Document Number	0000032390
Date	Oct 26, 2018
Instrument	2018-0032390

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,513 (+2%) Land $350,708 Building $233,805
2025	$7,076.00 (+17.39%) Homeowner's exemption	$573,052 (+17.46%) Land $343,831 Building $229,221
2023	$6,028.00 (+1.07%) Homeowner's exemption	$487,852 Land $414,674 Building $73,178	$493,380
2022	$5,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Surfnet Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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