Oxford County and Rumford Town property record for 486 High St, Rumford, ME 04276
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,104 sqft · built 1890 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,433 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | RUMF M:124 L:015 |
| Primary APN | RUMF M:124 L:015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,104 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Lot Area | 20,038 sqft (0.46 acres) |
| Account Number | 1438 |
|---|---|
| Street Address | 486 HIGH ST |
| City | RUMFORD |
| State | ME |
| Zip | 04276-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Lot Number | 15 |
| Jurisdiction | RUMFORD ME |
| Township / Civil Division | RUMFORD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 965600 |
486 High St is owned and occupied by an individual.
Source: Oxford County and Rumford Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 486 HIGH ST, RUMFORD, ME 04276-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUMFORD ME |
| Property Address | 486 HIGH ST, RUMFORD, ME 04276-2313 |
| Document Number | 0053620370 |
| Book / Page | 005362 / 000370 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 486 HIGH ST RUMFORD ME 042762313, RUMFORD, ME 04276-2313 |
| Document Number | 0053620370 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 005362/000370 |
| Instrument | 8333 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 486 High St was $2,433, up 12.7% from the year before.
Source: Oxford County and Rumford Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Oxford County |
| County Subdivision | Rumford Town |
| Unified School District | Regional School Unit 10 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,433.00 (+12.69%) | $129,900 (-) Land $14,600 Building $115,300 |
| 2024 | $2,159.00 (+4.91%) | $129,900 (+39.98%) Land $14,600 Building $115,300 |
| 2023 | $2,058.00 | $92,800 (-) Land $10,400 Building $82,400 |
| 2022 | $2,058.00 | $92,800 Land $10,400 Building $82,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 486 High St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 15 (1986–2023) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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