486 Helen Ave, Lafayette, CA 94549 Property Records

Contra Costa County property record for 486 Helen Ave, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,234 sqft · built 1951
Lot Size	0.256 acres (11,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$935,000 (Dec 2018)
Tax Bill	$16,457 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`237-142-027`

Property Details

APN / Parcel Number

Primary APN	`237-142-027`
Alternative APN	`237-142-027-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,234 sqft Living Area
1st Floor Area	2,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2015
Lot Area	11,165 sqft (0.256 acres)
Lot Dimensions	140 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	486 HELEN AVE
City	LAFAYETTE
State	CA
Zip	94549-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE VALLEY ESTATES #2 LOT 105
Legal Subdivision	LAFAYETTE VALLEY ESTATES #2
Legal Lot Number	105
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	351200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	486 HELEN AVE, LAFAYETTE, CA 94549-5437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jan 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
May 17, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Dec 26, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	Dec 23, 2016 · Amount on Record
Deed Document Number	2018205746
Prior Transfer Date	Apr 14, 1994
Prior Transfer Doc	0000210912
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	486 HELEN AVE, LAFAYETTE, CA 94549-5437
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171306
Date	Oct 9, 2019
Instrument	2019-171306

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	486 HELEN AVE, LAFAYETTE, CA 94549-5437
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010384
Date	Jan 24, 2019
Instrument	2019-010384

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	486 HELEN AVE, LAFAYETTE, CA 94549-5437
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HELEN AVE, LAFAYETTE, CA 94549-5437

Mortgage

Document Number	0000145956
Date	May 17, 2021
Instrument	2021-145956

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jun 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	486 HELEN AVE, LAFAYETTE, CA 94549-5437
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HELEN AVE, LAFAYETTE, CA 94549-5437

Mortgage

Document Number	0000145955
Date	May 17, 2021
Instrument	2021-145955

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 26, 2018
Property Address	486 HELEN AVE, LAFAYETTE, CA 94549-5437
Document Number	0000205746
Map Reference	VOL 44 PG 14
Instrument Date	Dec 11, 2018
Instrument	2018-205746
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	486 HELEN AVE, LAFAYETTE, CA 94549-5437

Mortgage

Document Number	0000205747
Date	Dec 26, 2018
Instrument	2018-205747

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000205748
Date	Dec 26, 2018
Instrument	2018-205748

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,345,086 (+2%) Land $796,478 Building $548,608
2025	$16,457.00 (+3.55%)	$1,318,712 (+4.04%) Land $780,861 Building $537,851
2023	$15,893.00 (+24.18%)	$1,267,506 Land $750,540 Building $516,966
2022	$12,798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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