486 Hamilton St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 486 Hamilton St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 2020
Lot Size	0.094 acres (4,077 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Sep 2021)
Tax Bill	$6,543 (2026)
Deeds & Mortgages	Sep 2021 Sale & Refinance Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-045-3231A`

Property Details

APN / Parcel Number

Primary APN	`17-045-3231A`
Alternative APN	`WORC M:17 B:045 L:3231A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	760 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,077 sqft (0.094 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17-045-3231A
Street Address	486 HAMILTON ST
City	WORCESTER
State	MA
Zip	01604-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	45
Legal Lot Number	3231A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2007
Census Tract	732301

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	486 HAMILTON ST, WORCESTER, MA 01604-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance NEIGHBORS BANK
Sep 7, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	2021125520
Prior Transfer Date	Aug 10, 2021
Prior Transfer Doc	066005-294
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 7, 2021
Property Address	486 HAMILTON ST, WORCESTER, MA 01604-1229
Document Number	66005-291
Book / Page	66005 / 291
Instrument Date	Aug 12, 2021
Instrument	125520
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	486 HAMILTON ST, WORCESTER, MA 01604-1229

Mortgage

Document Number	66005-294
Date	Sep 7, 2021
Book Page	66005/294
Instrument	125521

Lender

Name	NEIGHBORS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 7, 2021
Property Address	486 HAMILTON ST, WORCESTER, MA 01604-1229
Document Number	66005-285
Book / Page	66005 / 285
Instrument Date	Aug 10, 2021
Instrument	125518
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 N 118TH ST, OMAHA, NE 68164

Mortgage

Document Number	066005-294
Date	Sep 7, 2021
Book Page	66005/294
Instrument	125521

Lender

Name	NEIGHBORS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,543.00 (+2.97%)	$492,700 (+2.28%) Land $89,100 Building $403,600	$518,232
2025	$6,354.00 (+11.4%)	$481,700 (+21.09%) Land $84,900 Building $396,800
2023	$5,704.00	$397,800 Land $73,800 Building $324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Hamilton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures