486 Greenwich Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 486 Greenwich Rd, Hardwick, MA 01037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,738 sqft · built 1860
Lot Size	7.35 acres (320,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,000 (Apr 2021)
Tax Bill	$11,128 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2017 Sale & Mortgage
APN	`270-00010`

Property Details

APN / Parcel Number

Primary APN	`270-00010`
Alternative APNs	`HARD M:0270 B:0000 L:0001-0` `M:0270 B:0000 L:0001=0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,738 sqft Living Area
Gross Area	9,236 sqft
1st Floor Area	2,147 sqft
Basement Area	1,271 sqft
Unfinished Basement	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	320,166 sqft (7.35 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	270-00010
Street Address	486 GREENWICH RD
City	HARDWICK
State	MA
Zip	01037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR60
Legal Lot Number	1-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1014
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 152, HARDWICK, MA 01037-0152
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEWBURYPORT FIVE CENTS SAVINGS BANK
Dec 7, 2017	Quit Claim Deed, Transfer NEWBURYPORT FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Book / Page	64849 / 379
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Apr 2, 2021
Property Address	486 GREENWICH RD, HARDWICK, MA 01037
Document Number	64849-379
Book / Page	64849 / 379
Instrument Date	Apr 2, 2021
Instrument	45914
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	486 GREENWICH RD, HARDWICK, MA 01037

Mortgage

Document Number	45915
Date	Apr 2, 2021
Instrument	45915

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Dec 7, 2017
Property Address	486 GREENWICH RD, HARDWICK, MA 01037
Document Number	58152-345
Book / Page	58152 / 345
Instrument	137089
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$79.78
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 GREENWICH RD, HARDWICK, MA 01037

Mortgage

Document Number	581520348
Date	Dec 7, 2017
Instrument	58152/0348

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 7, 2048

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,128.00 (+4.45%)	$846,200 (+0.24%) Land $88,500 Building $757,700	$1,145,510 (-0.03%)
2024	$10,654.00 (-2.48%)	$844,200 (+2.78%) Land $88,500 Building $755,700	$1,145,890
2023	$10,925.00	$821,400 Land $84,800 Building $736,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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