486 Falls Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 486 Falls Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 2018
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Mar 2021)
Tax Bill	$1,706 (2026)
Deeds & Mortgages	Feb 2023 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08108 1 21G`

Property Details

APN / Parcel Number

Primary APN	`08108 1 21G`
Alternative APNs	`171117` `176807`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,214 sqft Heated Area
Gross Area	1,958 sqft
1st Floor Area	1,214 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	176807
Street Address	486 FALLS AVE
City	GRANITE FALLS
State	NC
Zip	28630-8641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2076 PG 1301 YR 2023 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1026
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	486 FALLS AVE, GRANITE FALLS, NC 28630-8641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Intrafamily Transfer, Transfer
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 19, 2018	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	202110055527
Deed Book / Page	2016 / 1272
Last Transfer Date	Feb 7, 2023
Transfer Doc	0020761301
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Feb 10, 2023
Property Address	486 FALLS AVE, GRANITE FALLS, NC 28630-8641
Document Number	0020761301
Book / Page	2076 / 1301
Map Reference	MB 21 PG 488
Instrument Date	Feb 7, 2023
Instrument	10081254
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 FALLS AVE, GRANITE FALLS, NC 28630-8641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 FALLS AVE, GRANITE FALLS, NC 28630-8641

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 29, 2021
Property Address	486 FALLS AVE, GRANITE FALLS, NC 28630-8641
Document Number	0020161272
Book / Page	2016 / 1272
Map Reference	MB 21 PG 488
Instrument Date	Mar 29, 2021
Instrument	10055527
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3397 NC HIGHWAY 105 S, 3397, BOONE, NC 28607-7311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 FALLS AVE, GRANITE FALLS, NC 28630-8641

Mortgage

Document Number	10055528
Date	Mar 29, 2021
Instrument	10055528

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 19, 2018
Property Address	486 FALLS AVE, GRANITE FALLS, NC 28630-8641
Document Number	0010026104
Book / Page	001949 / 000420
Instrument Date	Sep 19, 2018
Instrument	10026104
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	486 FALLS AVE GRANITE FALLS NC 28630, GRANITE FALLS, NC 28630

Mortgage

Document Number	19490422
Date	Sep 19, 2018
Book Page	001949/000422

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,706.00 (-21.27%)	$282,100 (-) Land $17,000 Building $265,100
2025	$2,167.00 (+79.83%)	$282,100 (+71.7%) Land $17,000 Building $265,100	$282,100 (+71.7%) Land $17,000 Building $265,100
2024	$1,205.00 (+1.95%)
2023		$164,300 (-) Land $15,000 Building $149,300	$164,300 (-) Land $15,000 Building $149,300
2022	$1,182.00	$164,300 Land $15,000 Building $149,300	$164,300 Land $15,000 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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