486 Exchange St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 486 Exchange St, Geneva, NY 14456

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,276 sqft · built 1900
Lot Size	0.038 acres (1,684 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Jan 2022)
Tax Bill	$5,523 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
APN	`320500 104.50-1-22`

Property Details

APN / Parcel Number

Primary APN	`320500 104.50-1-22`
Alternative APNs	`050010405000010220000000` `00100180`

Interior

Units	3 Units
Stories	3 Stories
Building Area	3,276 sqft Gross Area
Basement Area	216 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	1,684 sqft (0.038 acres)
Lot Dimensions	88 ft deep x 19.1 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00100180
Street Address	486 EXCHANGE ST
City	GENEVA
State	NY
Zip	14456-3432
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	B-2
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	ONTARIO NY
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4022
Census Tract	51801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Geneva Downtown Commercial Historic District listed 2014 · 83 contributing resources · NRIS 14000225

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

486 Exchange St, a commercial property, is owned by a company that bought it in January 2022.

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	511 HANSON POINT RD, PENN YAN, NY 14527-9718
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Oct 28, 2010 · Amount on File
Deed Document Number	202260
Deed Book / Page	1488 / 364
Prior Transfer Date	Dec 4, 2014
Prior Transfer Doc	0000001329/000000052
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jan 5, 2022
Property Address	486 EXCHANGE ST, GENEVA, NY 14456-3432
Document Number	001488/364
Book / Page	1488 / 364
Instrument Date	Dec 30, 2021
Instrument	202201050060
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 HANSON POINT RD, PENN YAN, NY 14527-9718

Mortgage

Document Number	220201050061
Date	Jan 5, 2022
Instrument	220201050061

Lender

Name	BANK OF FINGER LAKES

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 486 Exchange St was $5,523, up 12.1% from the year before.

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
Municipality	Geneva City
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,523.00 (+12.07%)
2025	$4,928.00	$144,000 Land $6,600 Building $137,400	$156,522 Land $7,174 Building $149,348
2023		$125,300 Land $6,600 Building $118,700	$160,641 Land $8,462 Building $152,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 486 Exchange St; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 486 Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY serves 13,334 people · EPA ID NY3401156
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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