486 Emelia St, Universal City, TX 78148 Property Records

Bexar County property record for 486 Emelia St, Universal City, TX 78148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,794 sqft · built 1989
Lot Size	0.147 acres (6,382 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Mar 2017)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05053-895-0050`

Property Details

APN / Parcel Number

Primary APN	`05053-895-0050`
Alternative APN	`307773`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,214 sqft
1st Floor Area	1,794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,382 sqft (0.147 acres)
Lot Dimensions	110 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	18 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	486 EMELIA ST
City	UNIVERSAL CITY
State	TX
Zip	78148-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB: 5053W BLK: 5 LOT: 5 EMELIA SUBD UNIT-1
Legal Subdivision	EMELIA SUB
Legal Tract	5
Legal Block	5
Legal Lot Number	5
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	5
Census Block	5004
Census Tract	121604

Owner

486 Emelia St is owned and occupied by an individual who bought it in March 2017.

Source: Bexar County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	486 EMELIA ST, UNIVERSAL CITY, TX 78148-4606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 31, 2017	Vendor's Lien, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	Jul 31, 2014
Deed Document Number	201760860
Deed Book / Page	18434 / 2067
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	486 EMELIA ST, UNIVERSAL CITY, TX 78148-4606
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255897
Date	Sep 14, 2021
Instrument	20210255897

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Nov 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	486 EMELIA ST, UNIVERSAL CITY, TX 78148-4606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222363
Date	Nov 1, 2019
Instrument	20190222363

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jul 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	486 EMELIA ST, UNIVERSAL CITY, TX 78148-4606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002263
Date	Jan 4, 2018
Book Page	18930/1935
Instrument	20180002263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	May 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	486 EMELIA ST, UNIVERSAL CITY, TX 78148-4606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170379
Date	Jul 31, 2020
Instrument	20200170379

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2047

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Mar 31, 2017
Property Address	486 EMELIA ST, UNIVERSAL CITY, TX 78148-4606
Document Number	0000060860
Book / Page	18434 / 2067
Map Reference	VOL9519 PG128
Instrument Date	Mar 31, 2017
Instrument	20170060860
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 EMELIA ST, UNIVERSAL CITY, TX 78148-4606
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060861
Date	Mar 31, 2017
Instrument	20170060861

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 486 Emelia St was $3,942 with a homeowner's exemption, down 9.9% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Universal City
Unified School District	Judson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,942.00 (-9.94%) Homeowner's exemption	$250,240 Land $56,590 Building $193,650	$250,240 Land $56,590 Building $193,650
2024	$4,377.00 (-3.84%)
2023	$4,552.00 (-24.67%) Homeowner's exemption	$253,090 Land $56,590 Building $196,500	$253,090 Land $56,590 Building $196,500
2022	$6,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Emelia St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Emelia St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UNIVERSAL CITY serves 20,119 people · EPA ID TX0150009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Alamo Broadband, AT&T, ZipLink Internet.

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