Hays County property record for 486 el Capitan Loop, Dripping Springs, TX 78620
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,483 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R188191 |
| Primary APN | R188191 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,576 sqft (0.128 acres) |
|---|
| Account Number | R188191 |
|---|---|
| Street Address | 486 EL CAPITAN LOOP |
| City | DRIPPING SPRINGS |
| State | TX |
| Zip | 78620-3038 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | BIG SKY RANCH PHASE 3 AT DRIPPING SPRINGS, BLOCK 44, LOT 2, ACRES 0.128 |
| Legal Subdivision | BIG SKY RANCH PHASE 3 AT DRIPPING SPRING |
| Legal Phase | 3 |
| Legal Block | 44 |
| Legal Lot Number | 2 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | DRIPPING SPRINGS-WIMBERLEY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10809 |
486 el Capitan Loop, vacant land, is owned and occupied by an individual who acquired it in February 2026.
Source: Hays County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 486 EL CAPITAN LOOP, DRIPPING SPRINGS, TX 78620-3038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY BANK |
| Feb 27, 2026 | Special Warranty Deed, Subdivision Related Transfer · Non-Conforming Investor Loan THE VICTORY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 |
| Deed Sale | Feb 27, 2026 |
| Deed Document Number | 20266636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | May 15, 2026 |
| Property Address | 486 EL CAPITAN LOOP, DRIPPING SPRINGS, TX 78620-3038 |
| Document Number | 0000017856 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202617856 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000017856, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202617856 |
| Name | VICTORY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Feb 27, 2026 |
| Property Address | 486 EL CAPITAN LOOP, DRIPPING SPRINGS, TX 78620-3038 |
| Document Number | 0000006636 |
| Map Reference | DOC 24003643 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 26006636 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 26, 2026 |
| Title Company | AUSTIN TITLE COMPANY, AUSTIN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 EL CAPITAN LOOP, DRIPPING SPRINGS, TX 78620-3038 |
| Document Number | 0000017856 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 26017856 |
| Name | THE VICTORY BANK |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 486 el Capitan Loop was $1,483, down 8.5% from the year before.
Source: Hays County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Dripping Springs City |
| Unified School District | Dripping Springs Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,483.00 (-8.46%) | $79,650 Land $79,650 | $79,650 Land $79,650 |
| 2024 | $1,620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 el Capitan Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 el Capitan Loop is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 50% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Spry Air Fiber.
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