486 Dyer Bay Rd, Steuben, ME 04680 Property Records

Washington County and Steuben Town property record for 486 Dyer Bay Rd, Steuben, ME 04680

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1980
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Dec 2024)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STEU M:009 L:037`

Property Details

APN / Parcel Number

Primary APN	`STEU M:009 L:037`
Alternative APNs	`000551223` `1186`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	71,874 sqft (1.65 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1186
Street Address	486 DYER BAY RD
City	STEUBEN
State	ME
Zip	04680-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	37
Jurisdiction	STEUBEN ME
Township / Civil Division	STEUBEN
Census Block Group	2
Census Block	2040
Census Tract	956500

Owner

Source: Washington County and Steuben Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	486 DYER BAY RD, STEUBEN, ME 04680-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOWER LLC
Dec 12, 2022	Quit Claim Deed, Transfer
Feb 11, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	Dec 12, 2022 · Amount on Record
Deed Book / Page	5156 / 78
Prior Transfer Date	Nov 27, 2024
Prior Transfer Doc	0051560078
Record Updated	Oct 29, 2026

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEUBEN ME
Recording Date	Dec 3, 2024
Property Address	486 DYER BAY RD, STEUBEN, ME 04680-3124
Document Number	0051560078
Book / Page	5156 / 78
Instrument Date	Nov 27, 2024
Instrument	2024-9869
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020249870
Date	Dec 3, 2024
Instrument	2024-9870

Lender

Name	LOWER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEUBEN ME
Recording Date	Dec 12, 2022
Property Address	486 DYER BAY RD, STEUBEN, ME 04680-3124
Document Number	0049740249
Book / Page	4974 / 249
Instrument Date	Dec 7, 2022
Instrument	11496
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 DYER BAY RD, STEUBEN, ME 04680-3124

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	STEUBEN ME
Recording Date	Feb 11, 2020
Property Address	486 DYER BAY RD, STEUBEN, ME 04680-3124
Document Number	0046340262
Book / Page	004634 / 000262
Instrument Date	Jan 29, 2020
Instrument	1381
Transaction Type	Foreclosure
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County and Steuben Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Washington County
County Subdivision	Steuben Town
Unified School District	Regional School Unit 24 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00 (+22.47%)	$179,700 (+8.45%) Land $64,000 Building $115,700
2023	$2,568.00 (+1.62%)	$165,700 (-) Land $58,500 Building $107,200	$335,445
2022	$2,527.00	$165,700 Land $58,500 Building $107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	80 / 20
Wireless Partners Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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