Carroll County property record for 486 Deer Run Rd, Carrollton, KY 41008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,296 sqft · built 2001 |
| Lot Size | 3.92 acres (170,755 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,164 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage May 2020 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-29-05-02&03 |
| Primary APN | 19-29-05-02&03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,296 sqft Living Area |
| Basement Area | 1,648 sqft |
| Finished Basement | 1,648 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 170,755 sqft (3.92 acres) |
| Garage Type | Basement |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 64831 |
|---|---|
| Street Address | 486 DEER RUN RD |
| City | CARROLLTON |
| State | KY |
| Zip | 41008-7905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 2 LOTS |
| Legal Subdivision | DEER RUN ESTATES |
| Jurisdiction | CARROLL KY |
| Township / Civil Division | CARROLLTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950200 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| May 4, 2020 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Sep 29, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Oct 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| May 12, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 11, 2021 |
| Transfer Doc | 00D219/632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000M252/35 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | M252/35 |
| Instrument | 97619 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Document Number | 00M255/616 |
|---|---|
| Date | May 4, 2020 |
| Book Page | M255/616 |
| Instrument | 98677 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | NEW ALBANY, IN 47150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Document Number | 00M259/443 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | M259/443 |
| Instrument | 99818 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 9, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 00M269/253 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | M269/253 |
| Instrument | 103654 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Document Number | 00M271/138 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | M271/138 |
| Instrument | 104618 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M240/230 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | M240/230 |
| Instrument | 93650 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M253/494 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | M253/494 |
| Instrument | 98139 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 00M257/448 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | M257/448 |
| Instrument | 99124 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | May 12, 2021 |
| Property Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Document Number | 00D219/632 |
| Book / Page | D219 / 632 |
| Instrument Date | May 11, 2021 |
| Instrument | 102275 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
Source: Carroll County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carroll County |
| Unified School District | Carroll County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,164.00 (-0.38%) | $310,000 (-) Land $80,000 Building $230,000 | $310,000 (-) Land $80,000 Building $230,000 |
| 2025 | $3,176.00 (+0.41%) | $310,000 (-) Land $80,000 Building $230,000 | $310,000 (-) Land $80,000 Building $230,000 |
| 2023 | $3,163.00 | $310,000 Land $80,000 Building $230,000 | $310,000 Land $80,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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