486 Cook Bridge Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 486 Cook Bridge Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 720 sqft · built 1984
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Jul 2024)
Tax Bill	$625 (2025)
Deeds & Mortgages	Nov 2022 Foreclosure Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457017015178000`

Property Details

APN / Parcel Number

Primary APN	`457017015178000`
Alternative APNs	`48407` `47384` `63247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	720 sqft Heated Area
Gross Area	1,576 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Lot Width	184 ft Width
Garage Type	Carport
Carport	Carport
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63247
Street Address	486 COOK BRIDGE RD
City	MURPHY
State	NC
Zip	28906-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 NOTLA LANE SUB 1724/818
Legal Subdivision	NOTLA LANE SUB
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2000
Census Tract	930604

Owner

Source: Cherokee County records · APN 457017015178000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	486 COOK BRIDGE RD, MURPHY, NC 28906-8830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2022	Trustee's Deed, Foreclosure
Feb 17, 2022	Warranty Deed, Transfer · USDA Mortgage CENTRAL TRUST BANK
Sep 12, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Nov 09, 2022 · Amount on Record
Deed Document Number	20243579
Deed Book / Page	1760 / 1144
Prior Transfer Date	Sep 10, 2018
Prior Transfer Doc	01595/0725
Record Updated	Jun 08, 2026

November 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 09, 2022
Property Address	486 COOK BRIDGE RD, MURPHY, NC 28906-8830
Document Number	001724/818
Book / Page	1724 / 818
Instrument Date	Nov 08, 2022
Instrument	7173
Transaction Type	Foreclosure
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 17, 2022
Property Address	486 COOK BRIDGE RD, MURPHY, NC 28906-8830
Document Number	001704/580
Book / Page	1704 / 580
Map Reference	CAB A SL 56
Instrument Date	Jan 24, 2022
Instrument	1060
Transaction Type	Transfer
Record Updated	Mar 04, 2022
Title Company	STATEWIDE TITLE COMPANY, STATEWIDE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 JEFFREY CIR, 116, SARASOTA, FL 34238-5159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 COOK BRIDGE RD, MURPHY, NC 28906-8830

Mortgage

Document Number	0001704582
Date	Feb 17, 2022
Instrument	1704/582

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Sep 12, 2018
Property Address	486 COOK BRIDGE RD, MURPHY, NC 28906-8830
Document Number	01595/0725
Book / Page	01595 / 0725
Map Reference	MB 4 PG 39
Instrument Date	Sep 10, 2018
Instrument	04373
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3258 ROWENA ST, SARASOTA, FL 34231-8222

Mortgage

Document Number	04374
Date	Sep 12, 2018
Instrument	04374

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$625.00	$82,280 (-)	$82,280 (-) Land $5,000 Building $77,280
2023		$82,280	$82,280 Land $5,000 Building $77,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
CND Acquisition Cable	500 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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