486 Commonwealth Ln, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 486 Commonwealth Ln, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,183 sqft · built 2012
Lot Size	0.22 acres (9,561 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2019)
Tax Bill	$6,329 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5262000D0007000R`

Property Details

APN / Parcel Number

Primary APN	`5262000D0007000R`
Alternative APNs	`R72748` `72748`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,183 sqft Living Area
Gross Area	3,757 sqft
1st Floor Area	3,183 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,561 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Covered Porch
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	486 COMMONWEALTH LN
City	FATE
State	TX
Zip	75189-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG PHASE 1A, BLOCK D, LOT 7
Legal Subdivision	WILLIAMSBURG PHASE 1A
Legal Phase	1A
Legal Tract	7
Legal Block	D
Legal Lot Number	7
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1003
Census Tract	40408

Owner

486 Commonwealth Ln is owned and occupied by two individuals who bought it in July 2019.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	486 COMMONWEALTH LN, FATE, TX 75189-5048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Jul 22, 2019	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 26, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Document Number	201912016
Prior Transfer Date	Mar 12, 2019
Prior Transfer Doc	0000004025
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	486 COMMONWEALTH LN, FATE, TX 75189-5048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023545
Date	Oct 7, 2020
Instrument	20200000023545

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jul 22, 2019
Property Address	486 COMMONWEALTH LN, FATE, TX 75189-5048
Document Number	0000012016
Map Reference	CAB G SL 215
Instrument Date	Jun 26, 2019
Instrument	20190000012016
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 COMMONWEALTH LN, FATE, TX 75189-5048

Mortgage

Document Number	0000012017
Date	Jul 22, 2019
Instrument	20190000012017

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Mar 26, 2019
Property Address	486 COMMONWEALTH LN, FATE, TX 75189-5048
Document Number	0000004177
Instrument Date	Mar 14, 2019
Instrument	4177
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROCKWALL TX
Recording Date	Mar 22, 2019
Property Address	486 COMMONWEALTH LN, FATE, TX 75189-5048
Document Number	0000004025
Instrument Date	Mar 5, 2019
Instrument	4025
Transaction Type	Foreclosure
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 S BROAD ST #1004 MERIDEN CT 064506643, 1004, MERIDEN, CT 06450-6643
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 486 Commonwealth Ln was $6,329 with a homeowner's exemption, down 9.6% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,241 (-8.89%) Land $100,100 Building $279,141	$379,241 (-8.89%) Land $100,100 Building $279,141
2025	$6,329.00 (-9.59%) Homeowner's exemption	$416,265 Land $126,000 Building $290,265	$416,265 Land $126,000 Building $290,265
2024	$7,000.00 (+15.26%)
2023	$6,073.00 Homeowner's exemption	$445,707 Land $140,000 Building $305,707	$445,707 Land $140,000 Building $305,707
2021	$6,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Commonwealth Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Commonwealth Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Wi-Five Broadband.

Nearby Properties on Commonwealth Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures