486 Colonel Thomas Heyward Rd, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 486 Colonel Thomas Heyward Rd, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,346 sqft · built 2005
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2020)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11005013`

Property Details

APN / Parcel Number

Primary APN	`11005013`
Alternative APNs	`R600 028 000 0298 0000` `R603 028 000 0298 0000`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	11005013
Old Parcel Number	R603 028 000 0298 0000
Street Address	486 COLONEL THOMAS HEYWARD RD
City	BLUFFTON
State	SC
Zip	29909-5034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 453 PINE LAKES S/D BLK 38 PB93 P88-90 PB93 P160-162 PB94 P4-6 PB96 P5-7 PB11
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	38
Legal Lot Number	453
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3004
Census Tract	2109

Owner

486 Colonel Thomas Heyward Rd is owned and occupied by an individual who bought it in July 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	486 COLONEL THOMAS HEYWARD RD, BLUFFTON, SC 29909-5034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Jul 30, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Aug 29, 2013 · Amount on File
Deed Document Number	2020040992
Deed Book / Page	3890 / 949
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	486 COLONEL THOMAS HEYWARD RD, BLUFFTON, SC 29909-5034
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	ABACUS TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075579
Date	Oct 27, 2021
Book Page	4077/104
Instrument	2021075579

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	486 COLONEL THOMAS HEYWARD RD, BLUFFTON, SC 29909-5034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009787
Date	Feb 23, 2018
Book Page	3646/0915
Instrument	2018009787

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 30, 2020
Property Address	486 COLONEL THOMAS HEYWARD RD, BLUFFTON, SC 29909-5034
Document Number	0000040992
Book / Page	3890 / 949
Map Reference	MB 96 PG 5
Instrument Date	Jul 28, 2020
Instrument	2020040992
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Tax	$637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	486 COLONEL THOMAS HEYWARD RD, BLUFFTON, SC 29909-5034

Tax Assessment & Valuation

The 2025 property tax bill for 486 Colonel Thomas Heyward Rd was $1,471, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00 (-0.07%)	$11,270 (-)
2024	$1,472.00	$11,270 (-)	$349,500 (-) Land $67,500 Building $282,000
2023	$1,472.00 (+8.55%)	$11,270 (+15%)	$349,500 (+42.65%) Land $67,500 Building $282,000
2022	$1,356.00	$9,800	$245,000 Land $52,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 486 Colonel Thomas Heyward Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 390 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	390 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Colonel Thomas Heyward Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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