486 Collins Rd, Suffolk, VA 23438 Property Records

Suffolk City property record for 486 Collins Rd, Suffolk, VA 23438

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,052 sqft · built 2003
Lot Size	12.2 acres (531,432 sqft)
Owner	Individual Name on File
Last Sale	$226,500 (Oct 2015)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Second Mortgage + 2 more
APN	`75454`

Property Details

APN / Parcel Number

Primary APN	`75454`
Alternative APN	`101413000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	531,432 sqft (12.2 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	101413000
Street Address	486 COLLINS RD
City	SUFFOLK
State	VA
Zip	23438-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	L.4,ASTON-WILLIAMS PART
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2011
Census Tract	75801

Owner

486 Collins Rd is owned and occupied by an individual who bought it in October 2015.

Source: Suffolk City records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	486 COLLINS RD, SUFFOLK, VA 23438-9747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Apr 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORPORATION
Apr 12, 2017	Deed of Trust, Mortgage · VA Mortgage CHOU TEAM REALTY INC
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2015 · Amount on File
Deed Sale	Oct 5, 2015 · Amount on File
Deed Document Number	201566911
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 15, 2026
Property Address	486 COLLINS RD, SUFFOLK, VA 23438-9747
Document Number	0000008813
Instrument Date	Jul 14, 2026
Instrument	20268813
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 COLLINS RD, SUFFOLK, VA 23438-9747

Mortgage

Document Number	0000008813,
Date	Jul 15, 2026
Instrument	20268813

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	486 COLLINS RD, SUFFOLK, VA 23438-9747
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240003840
Date	Apr 17, 2024
Instrument	240003840

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	486 COLLINS RD, SUFFOLK, VA 23438-9747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDERS TITLE SOLUTIONS, LENDERS TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170003973
Date	Apr 12, 2017
Instrument	170003973

Lender

Name	CHOU TEAM REALTY INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	486 COLLINS RD, SUFFOLK, VA 23438-9747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190014646
Date	Dec 26, 2019
Instrument	190014646

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 486 Collins Rd was $4,794, up 14.4% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$406,000 (+14.4%) Land $133,700 Building $272,300
2025	$4,794.00 (+14.42%)	$406,000 (+14.4%) Land $133,700 Building $272,300	$354,900 Land $121,600 Building $233,300
2024	$4,190.00 (+11.64%)	$354,900 (+3.05%) Land $121,600 Building $233,300
2023	$3,753.00	$344,400 Land $121,600 Building $222,800	$344,400 Land $121,600 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 486 Collins Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Collins Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Collins Rd

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