San Luis Obispo County property record for 486 Cayucos Ave, Templeton, CA 93465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,068 sqft |
| Lot Size | 0.16 acres (7,012 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,512 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-072-032 |
| Primary APN | 041-072-032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,068 sqft |
| Lot Area | 7,012 sqft (0.16 acres) |
|---|---|
| Terrain | Other |
| Street Address | 486 CAYUCOS AVE |
|---|---|
| City | TEMPLETON |
| State | CA |
| Zip | 93465-5023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 2933 LT 2 |
| Legal Tract | 2933 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 13100 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 486 CAYUCOS AVE, TEMPLETON, CA 93465-5023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LNDG INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 486 CAYUCOS AVE, TEMPLETON, CA 93465-5023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|---|
| Address | 486 CAYUCOS AVE, TEMPLETON, CA 93465-5023 |
| Document Number | 0000000663 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 2023000663 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 486 CAYUCOS AVE, TEMPLETON, CA 93465-5023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 486 CAYUCOS AVE, TEMPLETON, CA 93465-5023 |
| Document Number | 0000054939 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021054939 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 486 CAYUCOS AVE, TEMPLETON, CA 93465-5023 |
| Document Number | 0000070142 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2020 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID' |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 486 CAYUCOS AVE TEMPLETON CA 934655023, TEMPLETON, CA 93465-5023 |
| Document Number | 0000070142 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 70142 |
| Name | ADVANTAGEFIRST LNDG INC |
|---|---|
| Address | RANCHO SANTA MARGARI, CA 92688 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2050 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Templeton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,512.00 (+9.08%) Homeowner's exemption | $651,661 (+4.04%) Land $261,128 Building $390,533 |
| 2023 | $6,887.00 (+1.98%) Homeowner's exemption | $626,358 Land $250,989 Building $375,369 |
| 2022 | $6,753.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TEMPLETON CSD serves 8,041 people · EPA ID CA4010019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Verizon.
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