486 Briarcliff Dr, Sylva, NC 28779 Property Records

Jackson County property record for 486 Briarcliff Dr, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,150 sqft · built 1998
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Aug 2014)
Tax Bill$3,586 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN7640-63-7609

Property Details

APN / Parcel Number

Primary APN7640-63-7609
Alternative APN
  • 174324

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,150 sqft Heated Area
1st Floor Area1,780 sqft
Upper Floors Area1,220 sqft
Basement Area1,496 sqft
Finished Basement1,496 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Roof TypeWood Truss
Roof MaterialMetal
Lot Area130,680 sqft (3 acres)
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area656 sqft
PorchPorch
Porch Area288 sqft
Deck Area1,038 sqft
Patio Area2,392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address486 BRIARCLIFF DR
CitySYLVA
StateNC
Zip28779-9737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 18,40 BRIARWOOD
Legal Lot Number18,40
JurisdictionJACKSON NC
Township / Civil DivisionWEBSTER
Census Block Group1
Census Block1000
Census Tract950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address486 BRIARCLIFF DR, SYLVA, NC 28779-9737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK INC
Sep 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2014 · Amount on Record
Deed SaleAug 6, 2014 · Amount on Record
Prior SaleMay 12, 2006 · Amount on Record
Deed Book / Page2043 / 744
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Recording DateJun 2, 2026
Property Address486 BRIARCLIFF DR, SYLVA, NC 28779-9737
Document Number2421000788
Book / Page2421 / 788
Instrument DateMay 26, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 BRIARCLIFF DR, SYLVA, NC 28779-9737

Mortgage

Document Number2421000788,
DateJun 2, 2026
Book Page2421/788
Lender
NameCITIZENS BANK INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 1, 2051
Interest
Rate6.3%
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address486 BRIARCLIFF DR, SYLVA, NC 28779-9737
Document Number0022470588
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address486 BRIARCLIFF DR SYLVA NC 287799737, SYLVA, NC 28779-9737

Mortgage

Document Number0022470588
DateSep 12, 2019
Book Page002247/000588
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueSep 11, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$943,906 (-) Land $85,870 Building $858,036
2025$3,586.00 (+54.97%)$943,906 (+54.95%) Land $85,870 Building $858,036
2023$2,314.00$609,170 Land $97,710 Building $511,460

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1990–2021)
Claims Outside the SFHA4 of 6
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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