486 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 486 2nd St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,764 sqft · built 1890
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Apr 2024)
Tax Bill	$3,203 (2026)
Deeds & Mortgages	Apr 2024 Sale Feb 2020 Sale + 2 more
APN	`381700 111.44-7-24`

Property Details

APN / Parcel Number

Primary APN	`381700 111.44-7-24`
Alternative APN	`1204580`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	882 sqft
2nd Floor Area	882 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 26 ft wide
Garage Type	Detached
Garage Area	352 sqft
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1204580
Street Address	486 2ND ST
City	TROY
State	NY
Zip	12180-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Description	2 STY BRK HSE & SHED 32-19 9-08/42
Legal Block	7
Legal Lot Number	24.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2008
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2673 NEW SCOTLAND RD, VOORHEESVILLE, NY 12186-5022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer
Feb 24, 2020	Warranty Deed, Transfer MERIDIAN RESEARCH GROUP LLC
Oct 28, 2019	Grant Deed, Transfer SERVICELINK
Oct 23, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	20242024-640630
Deed Book / Page	10650 / 235
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	0086630001
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 17, 2024
Property Address	486 2ND ST, TROY, NY 12180-5519
Document Number	0106500235
Book / Page	10650 / 235
Instrument Date	Apr 9, 2024
Instrument	2024-640630
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2673 NEW SCOTLAND RD, VOORHEESVILLE, NY 12186-5022

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 24, 2020
Property Address	486 2ND ST, TROY, NY 12180-5519
Document Number	0000564991
Book / Page	009095 / 000114
Instrument Date	Feb 5, 2020
Instrument	564991
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	MERIDIAN RESEARCH GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$104.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 360181 BROOKLYN NY 112360181, BROOKLYN, NY 11236-0181

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 28, 2019
Property Address	486 2ND ST, TROY, NY 12180-5519
Document Number	0000559372
Book / Page	008987 / 000246
Instrument Date	Feb 22, 2019
Instrument	559372
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 23, 2018
Property Address	486 2ND ST, TROY, NY 12180-5519
Document Number	0086630001
Book / Page	008663 / 000001
Instrument Date	Aug 31, 2018
Transaction Type	Foreclosure
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,203.00 (-22.07%)
2025	$4,110.00 (+0.29%)	$88,000 (-) Land $8,400 Building $79,600	$150,700 (+19.89%) Land $14,385 Building $136,315
2023		$88,000 (-) Land $8,400 Building $79,600	$125,700 (+8.56%) Land $11,999 Building $113,701
2022	$4,098.00	$88,000 Land $8,400 Building $79,600	$115,789 Land $11,053 Building $104,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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