4859 Loretto Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 4859 Loretto Rd, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1968
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Tax Bill	$848 (2025)
Flood Zone	Zone X (minimal risk)
APN	`56000-00-049`

Property Details

APN / Parcel Number

Primary APN	`56000-00-049`
Alternative APN	`61020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Type	Gable
Roof Material	Asphalt
Lot Area	522,720 sqft (12 acres)
Garage Type	Detached
Garage Area	1,260 sqft
Driveway	Gravel Driveway
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	61020
Street Address	4859 LORETTO RD
City	BARDSTOWN
State	KY
Zip	40004-9388
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4859 LORETTO ROAD 197-326 317-78
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	1
Census Block	1008
Census Tract	930500

Owner

Source: Nelson County records · APN 56000-00-049

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4859 LORETTO RD, BARDSTOWN, KY 40004-9388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Nelson County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00 (-9.3%) Homeowner's exemption	$127,460 (-)	$224,160 (+75.87%) Land $100,000 Building $124,160
2023	$935.00 Homeowner's exemption	$127,460	$127,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nelson County (21179C), as of October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211799305001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless	25 / 5
T-Mobile USA Fixed Wireless	25 / 3

May also be available: Broadband on Demand, Spectrum.

Based on FCC filings for 13 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0780268, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.